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Texas Tech

Box 41072, Lubbock, TX 79409
NCUA Insured4.6 (414 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

Box 41072

Lubbock, TX 79409

Service Area

This credit union is located in Lubbock and serves members in the TX area. Currently serving 35,971 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.48%

Used Auto Loan

4.84%

Personal Loan

11.19%

Credit Card APR

8.24%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.6

414 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jaylessa Sellers

Jaylessa Sellers

5 months ago

We had an outstanding experience working with Larissa Cable during our home buying journey. This was my property, while my husband had done this a few times before. Larissa was incredibly helpful and always available to address any concerns we had. She secured us a fantastic interest rate and made the entire process smooth and stress free. Additionally, her assistant Emma was always there to help whenever Larissa wasn’t available, making the whole experience even better. Their professionalism and dedication truly stood out. We highly recommend Larissa and her team to anyone looking for a reliable and friendly lender!

Leanne Forman

Leanne Forman

4 months ago

Larissa Cable is exceptional to work with! We had been blessed not to have a mortgage for over 20 years. Our circumstances left us a bit confused and she graciously answered all of our questions and helped us come up with the best plan for us! She is extremely knowledgeable and relays that to her customers in a clear manner. I highly recommend Texas Tech Credit Union! And I highly recommend Larissa!

Cody Carver

Cody Carver

3 months ago

I refinanced my auto loan. I used the website to get an idea of that to expect, and then went into the branch on 98th. They got me quickly, and connected me with a lab officer. Within 15 minutes I was done and by the end of the day the whole process was complete. I'm definitely looking forward to my next big purchase of a home and will definitely be starting with them

Brenda Martinez

Brenda Martinez

3 months ago

OMG. I so impressed by the professionalism and expertise of staff. They were so helpful and encouraging. Texas Tech trained me for undergrad, medical school, and two residencies! TTU has always been home for me, and this felt no different. Thank you, TTU Credit Union!!

Noel Diaz

Noel Diaz

a month ago

Texas Tech CU offers a wide variety of banking products. I have personally benefited from their home mortgage services and was very pleased with the efficient & speedy processing of my home loan, I definitely recommend it to anyone buying a house these days. Currently, I just mainly use their banking services (dda & savings account) and a personal line of credit. Texas Tech Credit Union offers its members the benefit of either, user friendly electronic/on-line banking, or experiencing the friendly and helpful personal touch through their staff at any of their modern brick&mortar branches in and out of the Lubbock MSA (+ fee free ATM access in over 88,000 locations nationwide). Definitely a keeper! I am very happy to do business here!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).