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Lufkin

PO Box 150940, Lufkin, TX 75915
NCUA Insured3.8 (32 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 150940

Lufkin, TX 75915

Service Area

This credit union is located in Lufkin and serves members in the TX area. Currently serving 5,065 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.08%

Used Auto Loan

6.98%

Personal Loan

9.85%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.8

32 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dorothy Richards

Dorothy Richards

4 months ago

It was my first time using this credit union for the purchase of a vehicle and the staff there was absolutely amazing. They were accommodating and very friendly. I worked with Carmyn to process my loan and she was great! She was knowledgeable, friendly and made sure that I understood every part of the process. The process was smooth and streamline and took very little time. I would recommend Lufkin Federal Credit Union to anyone who is preparing a purchase or just want a good banking experience. T

Gabriel Reed

Gabriel Reed

6 months ago

I've been banking here for 13 years at least. I have financed a car and have had multiple personal loans that have been paid completely and never late on payments. There is no advantage to having a local bank when you are still treated like a nobody. I tried to get a personal loan and they only offered me a third of what I was asking. Even though I have been faithful to them they couldn't help me because the numbers weren't right in their system. This bank was established and grew off the backs of workers of Lufkin industries. I was one of those workers. I will be moving my banking somewhere else because there is no reason to bank with Lufkin Federal credit Union. It's a shame that there's no such thing as local loyalty anymore.

Charles Smith

Charles Smith

5 months ago

Used this credit union for 60 years it is the best always meets my needs

Liz Ledbetter

Liz Ledbetter

5 years ago

The moment I walked in, I was greeted by the receptionist. I only had to wait a short time for my loan officer (Sherry). She was able to help me with my loan needs in a fast and professional manner. I would do business with them again.

td turner

td turner

4 years ago

I have banked with LFCU for a few years now. The service has always been good and the loans are great. The interest rates are low compared to traditional banks and my loan officer Sherry gets an A+++ for putting things together for me.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).