Centex Citizens

P. O. Box 1252, Mexia, TX 76667

NCUA Insured3.2 (30 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Mexia, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P. O. Box 1252

Mexia, TX 76667

Google Maps 🗺Waze

(254) 562-9296

Service Area

This credit union is located in Mexia and serves members in the TX area. Currently serving 15,489 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.93%

Used Auto Loan

7.46%

Personal Loan

12.49%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.2

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Mike Robinson

8 months ago

You can have your disability check directly deposited along with inheritance have collateral and still be constantly denied a loan. Keep forgetting I'm not a person just an algorithm number.

Clayton Thornton

10 months ago

Financed our car here because we were tired of being taken advantage of at car dealerships ( look up buy rates and sell rates for dealerships). They were honest and was able to eSign everything. It was quick and easy.

Tracey Boyer

8 months ago

I'm missing Janis Massey. Her people skills and business skills were beyond compare. Let's just say the service is not the same.

XPitifulNickelX 935

a year ago

If you work the night shift don't go with this bank. They'll get you in the long run. The first year or so won't be bad then they'll go back on all the papers you signed and re write them. Took away my overdraft protection and now charge me 30 bucks for every charge over drafted. Better to go elsewhere

Jim

a year ago

Always having to deal with card being declined because they suddenly think that me getting gas at the same place I always get gas is suspicious. Eating is apparently suspicious behavior. They NEVER answer the phone . Not all but several employees are rude .