My Community

600 W Louisiana Ave, Midland, TX 79701

NCUA Insured3.6 (186 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Midland, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1952

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

600 W Louisiana Ave

Midland, TX 79701

Google Maps 🗺Waze

(432) 688-8400

Service Area

This credit union is located in Midland and serves members in the TX area. Currently serving 43,097 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.99%

Personal Loan

12.74%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.6

186 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Valerie

5 months ago

I live in odessa but the Midland location ive never once had a problem with the workers. All super friendly, fast and professional. If I need to cash or deposit and im already in midland id rather stop at any of their locations than the location in odessa.

Will Bautista

7 months ago

Presiliana in the Louisiana branch has always been very helpful with all my loan and banking needs. She's is very professional, knowledgeable, and thorough. I always receive first class service and that is why I bank with MCCU.

Breena Bre

8 months ago

This bank rips off its customers. How can you charge an overdraft fee before the account the account is overdrafted and while the transaction is pending but the account has more than enough money to over the transaction? For this reason, I called the bank and the rep couldn't explain, then told me a supervisor would call me back. It has been 48hrs and I have yet to hear from the bank. Save money and bank elsewhere

Reese Madrid

9 months ago

My Community Credit Union is by far the worst bank out there. Constant breaches with security, I have personally had about 9 debit cards in 6 months and they never let you know until your card suddenly stops working. Icing on the cake, just left the drive thru to put a temporary check in, which they have accepted before, but apparently today, they just stopped accepting. The teller then asks if i would like my check back? Most unprofessional bank I have ever dealt with. Do yourself a favor and bank anywhere else. One star is generous for these folks.