NCUA Insured
Member-Owned
2 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Nederland, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Nederland and serves members in the TX area. Currently serving 57,542 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
8.15%Used Auto Loan
10.22%Personal Loan
12.20%Credit Card APR
13.19%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.3
193 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsMatthew Young
3 months ago
Mrs Lakisha was very helpful to say the least. I appreciated her knowledge and the ability to explain things to where it's easily understood. She showed me features on the mobile app that I never know existed. It's very evident that she enjoys her job and the ability to assist a member in any way possible. That makes me enjoy being a member as well as look forward my future as a member!!
Kkaclese
4 months ago
It’s always a pleasure when I go to 5Point CU and know that if Lakisha calls me to her office for service, I can get questions answered in such a pleasant manner. She’s always so sweet and caring to her customers/ me. She takes the time to answer questions and explain in detail. Thank you Lakisha S. George. Nederland Branch. 🤗
Nicole Guidry
6 months ago
Mrs. Lakisha George was patient, worked diligently while getting my loan approved, with every entity involved, made sure all documents and course of business was aligned, with NO hiccups. I wish they had more people in this world like Lakisha, that listen, have people skills, and just genuine, authentic generosity. I couldn't thank her enough for my experience and how she made everything so much simpler.
Larry Cobb
3 months ago
Lakisha was very knowledgeable and helpfull. She was very patient with my lack of knowledge with the process of refinancing of my vehicle. I cannot thank her enough. She is a real people person. Thank you Lakisha.
Jeremy Alexander
4 months ago
Had a fraud problem and went into the Nederland office to get it resolved. Mrs. Lakisha provided exceptional customer service and had the problem resolved effortlessly. She has become my go to rep for all my banking needs. I’ve been banking with 5-point for over a decade and they never give me a reason to consider switching.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(800) 825-8829Website
Visit WebsiteMembers
57,542
Total Assets
$1.1B
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile