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First Basin

7100 E Highway 191, Odessa, TX 79765
NCUA Insured4.7 (784 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1965

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7100 E Highway 191

Odessa, TX 79765

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(432) 333-5600

Service Area

This credit union is located in Odessa and serves members in the TX area. Currently serving 30,008 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.15%

Used Auto Loan

5.15%

Personal Loan

9.90%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

1.90%
Jsc— Used Auto Loan

Houston, TX

2.74%
City— Personal Loan

Amarillo, TX

6.55%
Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.7

784 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Aaron

Aaron

4 months ago

First Basin Credit Union is outstanding! The staff is friendly, professional, and always willing to go the extra mile to help members with their banking needs. Whether it’s opening an account, getting a loan, or just asking questions, every interaction is handled with care and attention. Their commitment to excellent service and the community truly sets them apart. I highly recommend First Basin Credit Union to anyone looking for a reliable and member-focused financial institution.

Michael Calhoun

Michael Calhoun

5 months ago

Mallory Jones was great. She was very professional and polite. She even remembered my wife from 10 years ago. The office was very clean and everyone was friendly. The process was simple and quick with Mallory's help.

Carmen Gonzales

Carmen Gonzales

7 months ago

Extremely helpful and pleasant to work with. They were able to refinance my auto and save me tons of money! Highly recommend to anyone that’s looking for a great financial institution. Gregory and Carmen Gonzales

Carlos Contreras

Carlos Contreras

5 months ago

My experience at FBCU was great. Kayleigh, the young Lady that helped me out is very kind and made my experience a pleasant one. Fast and thorough.

Claudia Hernandez

Claudia Hernandez

4 months ago

Very good service with helping getting a auto refinance. Sabrina Luxton was very knowledgeable answered all questions we had. She is a asset to the Credit Union.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).