M
Back to Odessa credit unions

Southwest 66

PO BOX 12010, Odessa, TX 79768
NCUA Insured3.2 (40 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 12010

Odessa, TX 79768

Google Maps🗺Waze
(432) 363-6600

Service Area

This credit union is located in Odessa and serves members in the TX area. Currently serving 9,510 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.93%

Used Auto Loan

6.57%

Personal Loan

10.48%

Credit Card APR

15.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

1.90%
Jsc— Used Auto Loan

Houston, TX

2.74%
City— Personal Loan

Amarillo, TX

6.55%
Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.2

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Chris George

Chris George

5 months ago

The ladies working there are great. Inside is very inviting. I needed a cashiers check fast and last minute, I called just about every other bank, and none wanted to help, most were rude and dismissive, but the girls here helped me right away, they jumped into action, and real talk,saved my butt! Cant thank them enough.

C Ryan

C Ryan

4 months ago

5 stars for Jessica Valencia, Daniella Madrid, and Sheila Winn! I recently opened an account and auto loan it was the quickest and easiest process ever. They all deserve HUGE raises and bonuses.

SOUTHERNSAUCEBOSS INCORPORATED

SOUTHERNSAUCEBOSS INCORPORATED

3 months ago

If i could leave no stars i would, the agent was very rude. Dealership just needed a cashiers check, they would not provide it after i was already approved. They make banking extremely difficult i would stay away from them. Try DATCU they are so much better

Brad Dilworth

Brad Dilworth

2 years ago

It's the worst credit union I have ever dealt with. Poor customer service. Not will to work with customers. Sorry, I ever opened an account with them .holding funds for 2 weeks when they know that the funds are there . Just to screw the customers. Now that's great service.

Dustin Fawcett

Dustin Fawcett

5 years ago

SW 66 is hands down the best financial institution I have been a member of. They are always friendly, professional, and customer-service oriented. I feel like they truly care and I will be having other members of my personal family switch over to join the SW 66 Credit Union family soon!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).