West Texas

4301 Mission Blvd, Odessa, TX 79765

NCUA Insured3.7 (6 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Odessa, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1953

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

4301 Mission Blvd

Odessa, TX 79765

Google Maps 🗺Waze

(432) 934-0433

Service Area

This credit union is located in Odessa and serves members in the TX area. Currently serving 5,081 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.40%

Used Auto Loan

7.89%

Personal Loan

12.28%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.7

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Melina H

a year ago

We are so happy with the customer service we received. Their technical support lacks when it comes to helping you with things like resetting your password. But other than that we are very happy with the service they provide.

Erica Guerrero

4 years ago

Attended the ribbon cutting in May 2021, beautiful new facility. They have friendly staff with competitive auto rates and house their management here. The color scheme they chose is very inviting and don’t forget to look up at the beautiful chandelier near the entrance.

Adrian Contreras

2 years ago

This branch never dissapoints me from the receptionist to the tellers and loan officers, they're always helpful and very informative they always go out of their way to meet your needs and most of all they're very friendly and very kind those types of work ethics just makes my experiences with them very satisfying keep up the good work!