Anderson County

P O Box 222, Palestine, TX 75802

NCUA Insured4.0 (12 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Palestine, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P O Box 222

Palestine, TX 75802

Google Maps 🗺Waze

(903) 729-6788

Service Area

This credit union is located in Palestine and serves members in the TX area. Currently serving 2,273 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.46%

Used Auto Loan

7.44%

Personal Loan

14.44%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

amy berry

4 months ago

Anderson County Federal Credit Union is the best place for all of my families banking needs! Everyone is always welcoming and the best part is that you are not a number you are like a part of the family. They know your name and remember you!! The services offered go above and beyond as well. Need a checking account, savings account, automatic transfer to help you save money, signature loan, car loan, great advice to help you build your credit… they have it all!! After not using any credit for years I talked to Kacy and she helped me build it back. Her sound advice was extremely valuable. I can’t recommend this Credit Union enough!! Go by and talk to them and see for yourself what a difference they make and how much more respected you feel being there.

Kat Jones

8 years ago

The workers are friendly, but like previous complaints going online would be great to handle your account. Also with saving accounts I think a bank card should be offered instead you must go to the bank to handle all transactions. The open time should be changed to at least 8am since everyone has to go to the bank to handle there account or even just to check your balance. I was given a web site to use but this site does not show this credit union. It also ask for your bank ID# etc... which is not provided to you. So no way of using this site.

Lynn Broughton

2 years ago

One star for these people today. My debit card was declined at a restaurant today, Black Friday, NOT Thanksgiving. I thought, 'No problem. I'll call and transfer some money from savings into my debit account.". Unfortunately, they were closed today. Today, on Black Friday, NOT Thanksgiving! 😡😡😡 Ridiculous.

Casey Brown

6 years ago

I would recommend Cindy Tyer to existing & new customers. Cindy is personable, considerate & truthful. Whether your question is short, extended, or not what you wanted, her answers are charismatic in all situations. As a loan officer, you must be etiquette in all aspects...she exhibits this in-person & by phone. She makes the loan process as simple bad possible. Ask for Cindy!

denise verde

3 years ago

Absolutely love this bank they been so friendly with us! They are extremely fast. Very happy when they added the online banking app. Anytime I had issues with the app they help and fix the problem didn't take any longer than 5min.