Gulf Coast Educators

5953 Fairmont Pkwy, Pasadena, TX 77505

NCUA Insured4.7 (511 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

5953 Fairmont Pkwy

Pasadena, TX 77505

Google Maps 🗺Waze

(281) 487-9333

Service Area

This credit union is located in Pasadena and serves members in the TX area. Currently serving 60,776 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

6.76%

Personal Loan

14.14%

Credit Card APR

13.83%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.7

511 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Martha Greenwood

4 months ago

I have used GCEFCU since I began teaching in 1977. Only once has there been a mistake on the credit union' part and it didn't cause any disruption in my banking. Easy onliine use and convenient on site locations.

Connie Thibodeaux

3 months ago

My experience with Anita Jordan was great! She’s very patient and informative. I could not have gotten better service from a loan officer.

matt koolaid

6 months ago

Best Bank Ever!! Bianca Zepeda went above my expectations. She really helped me in a time if need. I didn't ask for much but she gave it all and made my whole month... and not just my day. I've been a member for at least 15 years and I can't say anything bad about them. Some people leave a bad review because they don't know their policies and compare it to somewhere else, like this Billy guy, he should have asked how long it's gonna take. Employees don't think, well at other banks its faster so I should tell him. Time frames are normal to them and because thats what they know. Haley, you can get a new debit card in 5 minutes and it will work pretty much when they hand you the new one. Just walk in and ask. No need to wait days and if you do, you really waited 27 days just to compain! I mean if you don't have a new one by mail within a week, you should message them. They are open on Saturday's. Their rates are better than most. The employees are always friendly. If they aren't, you might need to check yourself. There will always be a Kevin or a Karen who just think they are the main character.

Latoria Hall (Veganncurls)

4 months ago

This Credit Union is by far the best banking institution that I’ve ever encountered. Customer service is amazing over the phone and in the branch. I will recommend to my family and friends.

Blee Early

6 months ago

I have been a member for years and they are usually very helpful when I come into the branch. Recently, I interacted with Bianca Zepeda virtually and she exceeded expectations with her kindness and support. Thank you so much, Bianca!