Plains

P. O. Box 670, Plainview, TX 79073

NCUA Insured3.4 (5 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Plainview, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P. O. Box 670

Plainview, TX 79073

Google Maps 🗺Waze

(806) 293-7091

Service Area

This credit union is located in Plainview and serves members in the TX area. Currently serving 430 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

7.50%

Personal Loan

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.4

5 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Rabit Hajiyev

a year ago

If you’re a business owner or run a car dealership, avoid Texas Plains Federal Credit Union. Their drafting process is a complete nightmare—outdated, confusing, and slow. It took weeks to get paid because of their disorganized approach, and when their own customer forgot to put insurance on the vehicle, they tried to withhold our check. The whole experience felt like dealing with a “Mickey Mouse” operation. I would not recommend doing any financing with them. Save yourself the headache and go elsewhere.

Rich McGowen

5 years ago

Plains Federal has been our family's trusted financial institution since my Grandmother opened an account for me 35+ years ago. Mickie is ALWAYS helpful and responsive so I know that when I need anything, she and the staff there will take care of us quickly.

Tiffany DeLuna

6 years ago

Ruuuuuuuude! Extremely rude. Can't believe they treat people this way in a professional office. When someone walks in to give you business and your reply is "what do need?" How unprofessional of you ALL. You have to bow down to get a loan from them? Every single employee including Mickey is disrespectful. Treat people with respect, please.

Nicky Brown

5 years ago

We have used Plains Federal for years. Mickey is beyond helpful and always willing to help me make the best decisions. Best customer service out there.