Port Arthur Community

3100 Central Mall Drive, Port Arthur, TX 77642

NCUA Insured3.8 (20 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Port Arthur, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1950

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3100 Central Mall Drive

Port Arthur, TX 77642

Google Maps 🗺Waze

(409) 729-7938

Service Area

This credit union is located in Port Arthur and serves members in the TX area. Currently serving 2,358 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

9.92%

Used Auto Loan

10.07%

Personal Loan

12.00%

Credit Card APR

9.37%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.8

20 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Marsha Spencer

a year ago

There are multiple problems to numerous to list. There is only 1 ATM and it is more "temporarily " out of order than in working order. This is a constant problem and it seems no interest is shown to alleviate said problem. You definitely MUST check all transactions, too many mistakes are made. I'm at the point of moving my business elsewhere!😡

Barbara Bienvenu

4 years ago

I am absolutely fed up and done with this credit union! I've been a customer for almost 20 years. I have have funds being withdrawn from my account, first had trouble finding anyone to investigate when I did they said they would get back to me... 3 months later. Nothing. I have had some dating service withdraw from my account 2 times every month. They let this happen for quite some time even after my complaint. And to fix was to send me another card and close the other one. I just got a call almost 5 months later from them telling me they had my new card with the number they were supposed to have closed. Now I'm trying to get verification through them and no answer. I'm done. I'm withdrawing my money and certainly do not recommend banking with them!!!

Jana R.

6 years ago

Hands down the best Credit Union around. Been a loyal member almost 2 decades. Know everyone who works there and honestly think they are all amazing. They treat you like family.

michael roy

8 years ago

Have nothing but problems with the cards.Been here for 6 years and have 2 checks go direct deposit and they still refuse to give any kind of loan. Unauthorized charges will not be refunded to your account, instead the bank manager will just tell you that there is nothing they can do.