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Back to Port Lavaca credit unions

Cal-Com

P O Box 1005, Port Lavaca, TX 77979
NCUA Insured3.0 (22 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 1005

Port Lavaca, TX 77979

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(361) 552-7476

Service Area

This credit union is located in Port Lavaca and serves members in the TX area. Currently serving 16,062 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.64%

Used Auto Loan

6.98%

Personal Loan

15.33%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

1.90%
Jsc— Used Auto Loan

Houston, TX

2.74%
City— Personal Loan

Amarillo, TX

6.55%
Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.0

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Rodney Parker

Rodney Parker

10 months ago

Being audited and have requested the statements of the account to present to auditor. I was told I have to speak to loan officer and it would be $2.00 a page for my own information. Furthermore as a service to customers they are supposed to notarized documents , when I sat and waited for over an hour then the told me it was against their police to notarize they type of document. Not a reccomended financial instruction when it comes to customer service!

Michael Garcia

Michael Garcia

a year ago

Don’t waste your time, especially with the Port Lavaca branch. Opened an account and immediately had trouble depositing money into my account. They said there were limits but they extended them and to try again. Tried again and still nothing. Called back and they said they didn’t know. Luckily Frost Bank was able to help me out. Left the account open to try again with them and shouldn’t have. Deposited a check which was put on hold (understandable) for 7 business days (longer than a normal wait). They call the day before it was supposed to be released and say the check looked “fishy” to them and was on hold from the federal reserve lol. It was from a reputable insurance agency with security strips on the back. Mylinn (however you spell it) and Lisa Lerma were absolutely no help and had an attitude the entire time.

Franklin Woods

Franklin Woods

2 years ago

The only bank that would say yes and take a chance on me for a personal unsecured loan that I needed for emergency procedure. Paid the loan of in great standing with them. Told me to always come back for anymore financial situations. My opinion best bank around small and personal.

Jared Awalt

Jared Awalt

9 months ago

No one will pick up my call and when they do they are incredibly rude I'm going to close my accounts.

Karen Garcia

Karen Garcia

2 years ago

The worst experience with these employees, unhelpful and kept hanging up on me! Wouldn’t explain any information to me after getting upset with her Stavales Sanchez drafted from my savings account with out my permission and wouldn’t explain any information to me! I have yet to get in touch with any Branch management so I can get an explanation!! I suggest trying other banks

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).