Neches

PO Box 1118, Port Neches, TX 77651

NCUA Insured4.3 (72 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Port Neches, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 1118

Port Neches, TX 77651

Google Maps 🗺Waze

(409) 722-1174

Service Area

This credit union is located in Port Neches and serves members in the TX area. Currently serving 81,831 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.00%

Personal Loan

16.50%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(11 total)

Member Reviews

4.3

72 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Sunshine

2 years ago

Let me tell y’all! This is my very favorite branch! Today was our first stop here, and i had my fur kids with me, and the sweetest ladies inside asked if they could give them treats!! My whole heart melted and my pups were so excited!!! I’ll add some pictures of the puppers, but thank y’all so so much for being so awesome here! You guys made a dog moms day!

Zach

a year ago

I switched from another credit union and it has proven to be a great choice time and time again. The member services department has always been so great to work with. From opening the account to all service questions. The staff is always friendly, and quick to offer suggestions or recommendations to better accommodate our needs. I also love that Neches is apart of so many events in the community. It nice to be apart of an organization that gives back to the community and it helps when I forget to bring cash! I have done business at many of the branches and never had a complaint at any. The loan department is equally as helpful and made switching my existing loans effortless and offered great rates! My family loves being part of the Neches family!

Shawn Clay

a year ago

The Nall branch is very family oriented. Everyone there makes you feel like family and helpful in every way they can be. Most remember you when you walk in the door and it’s always a great experience when handling business. Thank you to all the employees at the Nall branch we appreciate yall very much