Cowboy Country

PO BOX 106, Premont, TX 78375

NCUA Insured2.5 (8 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Premont, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1948

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO BOX 106

Premont, TX 78375

Google Maps 🗺Waze

(361) 348-3578

Service Area

This credit union is located in Premont and serves members in the TX area. Currently serving 2,266 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

7.50%

Personal Loan

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

2.5

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kassandra Hernandez

3 years ago

I would send your money else where. I have had nothing but problems with this so called bank. They are rude and laugh at you when you have a problem. They withdraw all your money from you bank and say that you have given them permission when you went through all the contracts and you have not given them any. They tow you vehicle when you are up to date on payments and have insurance coverage then they turn around and tell you that you don't when you have proof. I repeat SEND YOUR MONEY ELSEWHERE!

John & Stella “Johnnie Mac” Schmidt

5 years ago

I just recently moved into Premont. We rehab around two to three houses a month in the area. I was looking to bank at a local bank since Wells Fargo is closed. I can tell you that the most recent interaction I had with them, which I actually recorded, so I could be accurate in my statements, leads me to know I would never ever do business with this Bank. Not that a privately owned bank wld care. Lol. Regards

Daniel Rodriguez

2 years ago

I have nothing but respect for these women past and present. They've done alot for me and my family!!!! Team work. Loyalty. Communication. Together we get stuff done!