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Concho Valley

1002 S Abe St, San Angelo, TX 76903
NCUA Insured4.3 (12 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1930

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1002 S Abe St

San Angelo, TX 76903

Service Area

This credit union is located in San Angelo and serves members in the TX area. Currently serving 1,414 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.00%

Personal Loan

14.90%

Credit Card APR

13.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.3

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mary Miller

Mary Miller

9 months ago

Very nice and everyone is very helpful always greets everyone with smiles and feels comfortable too talk too them. I go in and they already know your name. That is something no other bank does. Best 5 star

Tim Smith

Tim Smith

5 years ago

My wife and I have been members at this bank for (3) years. We have received excellent customer service and have had (3) auto loans, checking and savings accounts. The staff has always been friendly and willing to help. If your considering a Credit Union we can highly recommend Concho Valley Credit Union. We would like to extend a thank you to Cindy for her help in our matters.

Carole Madigan

Carole Madigan

5 years ago

I have been doing business with Concho Valley Credit Union for over 40 years. They have ALWAYS been there when I needed them. They are helpful, courteous, they greet you by your name and most important they have snacks on Friday!! I have told Kim & Cindy that they cannot ever retire, lol. They and the other girls are like family. Seriously though, they are a great place for all of your banking needs.

Mandi Clark

Mandi Clark

4 years ago

Not impressed at all. They close before posted hours, they are open til noon on saturdays but wont answer the phone. I have caught 3 mistakes that would have cost over $400 that they would not have acknowledged if i had not double checked them. Fraud dept is a joke too. Went thru automated verification to confirm the attempt was authorized..received message saying card was safe to use but bank cancelled it anyway. That was on 6/26..its now 7/3 and have not received new debit card. How is it possible that it takes more than 7 days to get mail from the same town? RIDICULOUS. so now 2 paychecks in the bank and cant get one red cent. They are closed friday july 3 (today) and tomorrow july 4th..ugh..so frustrated. Went through the payment history on auto loan and saw that it had been "refinanced" 3 times withhout knowledge or consent!! Also i found where late fees were charged 2 or 3 times in one month. Cost me over $8000 in excess. Still have received no explanation.

Seth W.

Seth W.

6 years ago

Went in for a refinance on my car loan and to see about a motorcycle loan as well, everyone is super nice! They are fast too! Had a decision within the day, would recommend and can’t wait to do business with them in the future!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).