NCUA Insured
Member-Owned
1 charter
Established in 1963
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around San Antonio, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1963
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in San Antonio and serves members in the TX area. Currently serving 12,186 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
8.50%Used Auto Loan
8.50%Personal Loan
14.49%Credit Card APR
17.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
250 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsChristine Castelina
3 months ago
I had a wonderful experience working with Cheryl at HEB Credit Union for my home equity loan. She was consistently responsive, easy to reach, and took the time to clearly explain each step of the process. The entire experience was smooth, and I always felt informed and supported. Cheryl’s professionalism and patience made what could have been a stressful process feel simple and manageable. I’m truly grateful for her guidance and highly recommend HEB Credit Union. I truly appreciate Gracie, the loan processor, for her patience and support. She was incredibly helpful, took the time to answer my questions, and guided me as I completed the paperwork and signatures. Her professionalism and kindness made everything feel much less overwhelming. Thank you, Gracie!
John Clary
3 months ago
H-E-B FCU is one of the best places I have experienced when it comes to financial institutions. What makes it the best is the high level of customer service! Cole has been my primary contact at H-E-B FCU and has set up all of my personal banking needs, supported any changes or requests without delay and even helped me secure a recent Home Equity loan for some needed upgrades. I just wast to ensure they are recognized for their superior service and specifically that of Cole’s! Thank you! 🙏🏼
Brian Nainby
3 months ago
My wife and I have just refinanced our home loan. As my wife is a retired HEB employee, we decided to start with HEB FCU. We had the privilege of working with Judy, and John Aleman on this package. At every turn, we were guided, and educated on all manner of “scary” ins and outs. We are an elderly couple, used many lenders over the years. Our experience with HEB FCU has been the best yet. Many thanks for the tireless assistance, and knowledge of the folks here.
John’s Jeep Garage
3 months ago
H-E-B FCU has helped me significantly set up my personal banking needs. They stand for and demonstrate a high level of customer service! Through banking needs and debt consolidation loans, they have been first class. What stands above is the excellent care by individuals such as Cole who has helped me in multiple ways. Thank you and Cole for all you do!
Brooke Schomburg
3 months ago
I was experiencing several challenges with my previous bank, so I contacted Cole Seach at HEB Federal Credit Union to look into alternative options. He made the entire process smooth and was quick to respond to any questions I had about becoming a member. He had me set up and card shipped by the end of day same day.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(210) 938-7850Website
Visit WebsiteMembers
12,186
Total Assets
$214.7M
Year Opened
1963
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile