NCUA Insured
Member-Owned
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around San Antonio, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1936
Low-Income Designated
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in San Antonio and serves members in the TX area. Currently serving 11,713 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.93%Used Auto Loan
6.99%Personal Loan
10.44%Credit Card APR
11.37%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.6
211 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsLolita Cabrera
3 months ago
I've never experienced a very satisfying result from Ms Irma. With a dedicated passion relentless efforts along with other staff members helped me to restore my cash money back into my account. I feel so much gratitude and very appreciative with the end results. Thank you for having employees like Miss Irma. So happy to have been helped out with a friendly smile and a lot of patience and understanding. Thank you! Thank you!
Maricela Hernandez
2 months ago
Had the pleasure of meeting Rosalita and Armando. I had an amazing experience with River City Federal Credit Union! Opening my business checking account was smooth, stress-free, and honestly way easier than I expected. The team was incredibly helpful, patient, and genuinely took the time to answer all of my questions without making me feel rushed. They made the entire process feel personal and welcoming, which is something you don’t always find with financial institutions. I truly felt like they cared about helping my business get started on the right foot. If you’re looking for a credit union that offers great customer service and makes things simple, I highly recommend River City FCU. I’m so glad I chose them!
Christopher Rodriguez
3 months ago
Rosalita was such a great help and explained everything to me in an organized and understandable manner. The experience here at River City Federal Credit Union was outstanding. Thank you!!
Martha Lopez
4 months ago
Nice staff at Blanco location, I will say please explain more how the credit card works..hope u doing soon a training how to apply for home loan with ITIN. Tks for not closing on Saturday! My son would like to have Antonio stuffed animal when he coming to your bank to deposit his savings he wants to bring Antonio as his companionship and business partner!
Nicole Shoemaker
7 months ago
I’ve been with River City Federal Credit Union for over 10 years, and I can honestly say they’re the most amazing bank I’ve ever worked with. Their team is friendly, professional, and always willing to go the extra mile to help. Whether it’s questions about my accounts, applying for a loan, or just everyday banking, they make everything simple and stress-free. You can tell they truly care about their members—not just as customers, but as people. In a world where big banks can feel impersonal, River City stands out for their personal touch and genuine kindness. I’m proud to be a member and highly recommend them to anyone looking for a trustworthy, community-focused credit union!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(210) 225-0708Website
Visit WebsiteMembers
11,713
Total Assets
$154.8M
Year Opened
1936
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile