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River City

PO Box 681029, San Antonio, TX 78268
NCUA Insured4.6 (211 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 681029

San Antonio, TX 78268

Service Area

This credit union is located in San Antonio and serves members in the TX area. Currently serving 11,713 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.93%

Used Auto Loan

6.99%

Personal Loan

10.44%

Credit Card APR

11.37%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.6

211 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lolita Cabrera

Lolita Cabrera

3 months ago

I've never experienced a very satisfying result from Ms Irma. With a dedicated passion relentless efforts along with other staff members helped me to restore my cash money back into my account. I feel so much gratitude and very appreciative with the end results. Thank you for having employees like Miss Irma. So happy to have been helped out with a friendly smile and a lot of patience and understanding. Thank you! Thank you!

Maricela Hernandez

Maricela Hernandez

2 months ago

Had the pleasure of meeting Rosalita and Armando. I had an amazing experience with River City Federal Credit Union! Opening my business checking account was smooth, stress-free, and honestly way easier than I expected. The team was incredibly helpful, patient, and genuinely took the time to answer all of my questions without making me feel rushed. They made the entire process feel personal and welcoming, which is something you don’t always find with financial institutions. I truly felt like they cared about helping my business get started on the right foot. If you’re looking for a credit union that offers great customer service and makes things simple, I highly recommend River City FCU. I’m so glad I chose them!

Christopher Rodriguez

Christopher Rodriguez

3 months ago

Rosalita was such a great help and explained everything to me in an organized and understandable manner. The experience here at River City Federal Credit Union was outstanding. Thank you!!

Martha Lopez

Martha Lopez

4 months ago

Nice staff at Blanco location, I will say please explain more how the credit card works..hope u doing soon a training how to apply for home loan with ITIN. Tks for not closing on Saturday! My son would like to have Antonio stuffed animal when he coming to your bank to deposit his savings he wants to bring Antonio as his companionship and business partner!

Nicole Shoemaker

Nicole Shoemaker

7 months ago

I’ve been with River City Federal Credit Union for over 10 years, and I can honestly say they’re the most amazing bank I’ve ever worked with. Their team is friendly, professional, and always willing to go the extra mile to help. Whether it’s questions about my accounts, applying for a loan, or just everyday banking, they make everything simple and stress-free. You can tell they truly care about their members—not just as customers, but as people. In a world where big banks can feel impersonal, River City stands out for their personal touch and genuine kindness. I’m proud to be a member and highly recommend them to anyone looking for a trustworthy, community-focused credit union!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).