United Texas

5500 UTSA Blvd, San Antonio, TX 78249

NCUA Insured4.8 (439 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around San Antonio, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

5500 UTSA Blvd

San Antonio, TX 78249

Google Maps 🗺Waze

(210) 561-4500

Service Area

This credit union is located in San Antonio and serves members in the TX area. Currently serving 20,801 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.68%

Used Auto Loan

7.92%

Personal Loan

12.85%

Credit Card APR

12.29%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.8

439 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Monica Elbjorn

7 months ago

had an amazing experience opening my account! Arturo was incredibly helpful and friendly throughout the process, and Reyna made everything so smooth and easy. Rex also made me feel right at home. Even though I came in with my three kids (who were loud and running around!), everyone was so kind and welcoming. That really meant a lot to me. Thank you all for your outstanding service, warmth, and professionalism!

Mark Butts

7 months ago

Gordon Chin with United Texas Credit Union was great! He was very helpful & informative & wasted no time getting my vehicle refinanced at a lower rate. This is my second time to refinance a vehicle with United Texas Credit Union.

Flat Rock Fox!

7 months ago

I've been a member for 20+ years. I've never had an issue with United Texas Credit Union. They are always front and center in the few rare times I did need help, on line or in person. I recently broke my debit card in half. The next day I was making a deposit in the drive through so I asked what I needed to do to get another card? They showed me a photo with several card designs and asked me which one I wanted? Five minutes later I had a new card in my hand and there was no charge. I have family members who are with another Hill Country bank and they get hacked every other year. Mom's account has been hacked 3 times in the last 6 years. I'm always hearing them complain that their account was hacked, AGAIN! United Texas Credit Union has spoiled me because I don't know what it's like to have issues where I bank! I'm here for life!

P Lorraine Shanahan

2 years ago

Karina Hernandez was so awesome on handling our auto loan. Karina has helped me in the past with a loan I needed to complete our new home so when I needed an auto loan I immediately considered her and United Texas CU. I have been a member since 1980. I love this place and the people. I would highly recommended Karina for auto and really any type of loans. I have posted our new house and new trees we just had put in and our new car!

Alejandra Cortes

5 months ago

I have gotten 3 loans from them in the past 10 years and their rates have always been lower than their competitors! They are always helpful as they work with a variety of credit scores (I’ve been at 3 diff scores each time that I got approved). Would gladly recommend.