Scott and White Employees

P O Box 246, Temple, TX 76503

NCUA Insured4.7 (73 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Temple, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O Box 246

Temple, TX 76503

Google Maps 🗺Waze

(254) 778-3199

Service Area

This credit union is located in Temple and serves members in the TX area. Currently serving 4,666 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

18.00%

Personal Loan

17.00%

Credit Card APR

9.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.7

73 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Debra Hoffman

4 months ago

SWECU is the best. I sent a message requesting a copy of my 1099 that got lost in the mail. I didn’t expect a response until the next day. I was pleasantly surprised when I received an answer from Linda Moreno within the hour. She was able to solve my problem right away and was professional and friendly. I love SWECU!

Brent Thompson

8 months ago

I have gone through many personal healthy or family issues while being a member and Kelsey R and her team have always gone out of their way to help with compassion and understanding. Such a wonderful difference to banks that I have worked with in the past. Thank you so much for everything you guys do!

A Trs

3 months ago

I'm not very happy with swecu. For the sometime I've tried to make additional loan payments to bring down the amount I owe. No matter what they deduct interest. I am three loan payments ahead and they won't apply any of it towards the principal. I've asked, email, and called. Just get the run around.

Mendy Haney

7 months ago

Love SWECU. They have always taking care of me and my needs. Linda Moreno was great to work with in taking care of the wiring of funds to close in my new house!!

Judy Barber

10 months ago

I would like to give a shout out to teller Morgan. I was in the Credit Union this afternoon. All of the tellers were busy helping customers. When it was my turn she asked if she could help me. I explained I needed help with my Home Banking app but I was frustrated because I had not been able to figure it out myself. She was so kind and patient as I explained the problem. She said “lots of customers need help”. It made me feel a whole lot better. She showed me step by step how to fix the problem. She was so patient as I tried to get my 80 year old fingers to push the correct buttons on my phone. We got the problem solved and I was on my way. Morgan’s skill and helpfulness is a perfect example of excellent customer service. SWECU is fortunate to have Morgan represent them. Judy Barber 08-04-2025