NCUA Insured
Member-Owned
2 charter
Established in 1948
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Temple, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1948
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Temple and serves members in the TX area. Currently serving 54,171 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.39%Used Auto Loan
5.89%Personal Loan
17.99%Credit Card APR
15.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
836 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsDavid Casto
3 months ago
I have had Texell for years and I’m very happy with them. So happy with them, i hesitated to write this. I went to withdraw cash from their ATM in Belton. It was $400 and I expected to receive no bills smaller than 20s. I received a few 20s and lots of tens fives and ones. The stack of bills was so thick I could not put it in my wallet. If I had, it looked like I had thousands on me. Just asking to get robbed. This whole deal was very inconvenient.
Shane Halverson
8 months ago
I am not complete with my loan, but id like to give a special shout out to Tianna Salas. She has been great, fast, respectful, always there, and informative through this whole process and I cannot thank her enough! So far, this company and professionals have done a fantastic job! Thanks again y'all!
Tammy Willis
7 months ago
I have been a member with Texell since they were called Temple Area Credit Union. They are the best. They have the best customer service and very professional and helpful when you talk to them. Very quick response with everything. I would highly recommend them to anyone that wants a great bank that treats you like family.
Terry Allen
5 months ago
The Texell Credit Union was great they where very knowledgeable they where real friendly. They made my experience a very stressless experience. I would welcome their attitude at a first rate experience. And will refer this place to everybody I meet
S. B.
4 months ago
My partner opened an account last August and never got the card (machine wasn’t working, totally fine as she has another bank so no rush) Fast forward to today, we opened the app and saw $0 dollars in her checking and -$5 in savings??? Apparently there was a data breach or something?? We weren’t informed and she was planning on using this account but now she can’t…
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(254) 773-1604Website
Visit WebsiteMembers
54,171
Total Assets
$773.5M
Year Opened
1948
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile