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Federal Employees

PO BOX 433, Texarkana, TX 75504
NCUA Insured3.9 (185 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 433

Texarkana, TX 75504

Service Area

This credit union is located in Texarkana and serves members in the TX area. Currently serving 356 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.14%

Used Auto Loan

6.91%

Personal Loan

12.89%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.9

185 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Terry Tompkins

Terry Tompkins

5 months ago

I have been with this bank for 20 years and this used to be a really good place to bank but it has gone downhill horribly in the last year. They used to have their own fraud department and now they use a different fraud service and it's horrible!!! On October 30/2025 I was scammed on my debit card. I went to the bank the next day to get a new debit card and in November they returned my money. Today on 12/31/2025 they took the money back out of my account. I called the bank and talked to a VERY rude lady (Shauna) and she was honestly almost yelling at me for asking what the deal was. Yep I did tell her she was rude and she laughed at me so I called back and talked to another lady (Donna) and she was very helpful. When I asked her to transfer me to a supervisor to tell them how rude Shauna was I was hung up on? I guess they take care of each other because I sure don't take care of their customers! I will definitely be changing banks. So sad these people get paid decent and you ruin their day for asking a question....

Sherry Birdwell

Sherry Birdwell

4 months ago

I visited Red River credit union to take care of some property that was in my husband‘s name. He was deceased in September. I was directed to a loan officer, Casey Moore who helped me with securing a loan against my home in order to save family property. She was professional courteous, so helpful that I feel relief from all that I’m going through thanks. Go out to Casey for her, taking such good care of me.

Montana Fichtel

Montana Fichtel

5 months ago

Working with Josh at RRCU on my mortgage was a great experience. As a first time homebuyer, he made everything easy to understand, was quick to respond to questions and kept me updated the whole way. He and the RRCU team made this stressful process feel simple!

Harrell Horton

Harrell Horton

8 months ago

I like RRCU! I had opened my account online for Fresh Start Checking because I had problems with ChexSystems. I was worried that I would get denied a checking. But it was worth it. I didn’t have any problems with member services over the phone along with visiting the branches in Atlanta and Marshall. The staff is very helpful, professional and courteous. I wish there was a physical branch in Longview, Tyler and through East Texas. RRCU, are you considering about acquiring East Texas Professional Credit Union branches? Other than that, I’ve give RRCU 5 stars!

Venus Charles Ford

Venus Charles Ford

8 months ago

Heather believed in me and extended credit to me before any of my other financial institutions did. She exceeds the definition of a loan officer. If she is unable to service you, trust me its beyond her control....Id also like to commend Cara. Her customer service is phenomenal. I would recommend anyone who is going to keep their promise to pay to conduct business with Red River Credit Union of El Dorado AR.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).