NCUA Insured
Member-Owned
1 charter
Established in 1951
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Texarkana, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1951
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Texarkana and serves members in the TX area. Currently serving 28,356 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.98%Used Auto Loan
6.07%Personal Loan
10.32%Credit Card APR
8.74%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.8
104 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAustin Stewart
3 months ago
Huge thank you to Mark Venable in the loan office. He refinanced my truck for me today, it was a painless, 10/10 experience. I would recommend using this Credit Union for a loan to anyone. Thank you!
Chelsea Rhyne
7 months ago
I have been a member of TEXAR since I was 20 years old. I have always loved how they treated me and how nice they have always been. For the past week I have been in contact with the Loan Advisor, Mark Venable. I can not say enough nice things about him!!!! He has been so patient with me and helping me through this process on finding a car. For about the past 4 business days he has ran so many numbers for me I know he is tired of it! I just want to give him a huge shout out. Buying a car for the first time by yourself is the scariest thing. He has been so supportive and has answered every question I have had. Thank you so much Mark!!!!!!!
Roni F
3 months ago
just wanted to say thank you so much to Rosie and Amy for helping me with everything on getting my loan to get a new car y’all rock excellent excellent service thank you Rosie for all you do. You really helped me through everything getting me in touch with Amy. I’m walking me through things I didn’t understand thank you guys so much.
Not Now
7 months ago
We have several accounts here and I can tell you I'm reminded that im just a step child here,( I mean friend that no one wants.) Going into texar is like visiting an inmate at a federal prison. You go in wondering if it's a bank. I've only been at texar since '09 but man I wish they hadn't made some of the changes they did let alone close some of their locations. I know other members feel this way, they too have personal and business accounts with 815+ credit scores. I'm still not sure why they even set up business accounts. I've spoke to David Crenshaw on a few occasions and he acts like they don't care about doing any business loans let alone the accounts... LETS FACE IT OUR FRIENDS ARE AT TEXAR, BUT I WANT A BANK WHERE IM FAMILY. So where do we go??? bodcaw? NO rrfcu? NO State Bank? Ive tried once but willing to try again. Domino? NO. Farmers? MAYBE. Guaranty? MAYBE.
Kimberley Kendricks
2 years ago
I had a large deposit go into my account. My husband withdrew 75$ about 4:30 am that morning. Around 7am we tried paying for our daughters cap and gown using our cards but both cards were declined. My husband tried cash app to our daughter so she could put the money in her account. It was declined also. He then went back to the atm and tried getting the money out to put in our daughters account. It was declined also. What is going on. Why has there been a hold seem like on my account. People do have things to do before y'all open
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(903) 223-0000Website
Visit WebsiteMembers
28,356
Total Assets
$446.4M
Year Opened
1951
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile