Gulf Shore

P. O. Box 1499, Texas City, TX 77592

NCUA Insured4.1 (14 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P. O. Box 1499

Texas City, TX 77592

Google Maps 🗺Waze

(409) 945-2318

Service Area

This credit union is located in Texas City and serves members in the TX area. Currently serving 3,134 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.79%

Personal Loan

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dennis Johns

8 months ago

Best Auto loan rates! We’ve used Gulf Shore for all of our auto finance needs! Friendly staff, easy to work with.

Shelby Gonzales

9 months ago

GSCFU is a wonderful, reliable, and safe place to do your banking! I can't recommend them enough.

Justin Sciba

a year ago

They need to learn how to treat people with respect. I had a cashiers check with there banks name on it and tried to cash it. The lady behind the counter very rudely told me that they don’t cash those here and I need to go to the bank that was printed in the very bottom corner of the check. She treated me as if I were stupid for coming in there and wasting her time.

Mark Harris

5 years ago

This bank is a waste of space good lord help who ever banks here in the future get use to card being declined and constant contact with them weekly when u spend 500$ bc they will shut ur card of if it exceeds 500 so paying rent means calling ur bank and asking for permission .. oh and randomly ur card won't work . And if need new card better have stocked up on food bc take about 2 weeks to get it or more.. this place needs shut down im switching banks today after work