Keystone

P.O Box 4970, Tyler, TX 75712

NCUA Insured3.7 (23 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Tyler, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O Box 4970

Tyler, TX 75712

Google Maps 🗺Waze

(903) 882-4343

Service Area

This credit union is located in Tyler and serves members in the TX area. Currently serving 2,961 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

8.08%

Personal Loan

12.87%

Credit Card APR

9.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.7

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Craig Taylor

2 years ago

My family has been with u for many years. My Dad was on the Board for years. My Mother has taken out multiple loans as well as my brothers. I took out a 1800$ loan that my Mother co-signed. I paid every payment on time. We asked Ethyl if she could add my name as a party with my mother. That evil woman bluntly said no and turned her head. She needs to retire. Immediately. Her customer service skills are Horrible. On a brighter side the two young girls are so sweet. They need a Hyde raise. They also have no ATM. I have never heard of that.

Brian Talley

a year ago

Awesome Bank!!! Minnie helped me out when I needed it and I couldn't be more grateful. Will always do business with them now and into the future!

Jessica Crockett

4 years ago

Had a difficult start with a situation bc of my own doing. And it didn’t help after I read quite a few very harsh and negative reviews. I must say that I do agree with them up to my second encounter. After some praying and praying some more, I decided to walk back in and speak with a different office personnel. Not to cause conflict or strife, but I knew what financial assistance I was needing and I wasn’t getting it. I told her what I was looking for and convinced her that I meant what I was needing. Minnie really helped me tremendously and I mean this to the highest degree. She turned a very sour and negative feeling that I had for this institution into a big positive. She is open and very knowledgeable in her field. I am grateful for her taking her time with me and helping me at this time. Thumbs up. Go Minnie!!!

Jeremy Thompson

8 years ago

Been using them for many years. 99/100 times, great service. They even know my whole family my name. Only reason for 4/5 stars is because their ATM has been out of service for a while now. Tho if you go while they're still open, they'll handle your request w/o a fee as well