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Randolph-Brooks

P.O. BOX 2097, Universal City, TX 78148
NCUA Insured3.3 (118 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 2097

Universal City, TX 78148

Service Area

This credit union is located in Universal City and serves members in the TX area. Currently serving 1,137,444 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

5.50%

Personal Loan

13.65%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(65 total)

Member Reviews

3.3

118 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Annie Your San Antonio Realtor

Annie Your San Antonio Realtor

6 months ago

We did a refinance of our personal property loan with Kim Boring, and her loan processor Stephanie. From application date to closing was just 2 weeks. Both Kim and Stephanie kept us informed throughout the process. As a real estate agent, I know the process and it can normally take 30 day. It's good to know that there are institutions that take pride in their customer experience and will definitely recommend to my client's.

Michele Janowski

Michele Janowski

5 months ago

Made an appointment the previous day for a notary public. I could see the person sitting in the tellers spot . No customers, on her computer. I was taken back 13 minutes after my appointment. Why bother to make an appt?? To add insult to injury she filled out the paperwork incorrectly. Then the notary told me”you can run home and print it again and comeback”.. I have a list of errands. Didn’t plan on backtracking due to mistakes on the part of the credit union notary.. So I have to come back tomorrow…

Tatianna

Tatianna

7 months ago

I’m writing this letter from a place of truth, care, and respect—for myself, for you, and for everyone who’s doing their best to serve others with integrity. Doing right isn’t about being perfect. It’s about understanding the care it takes to help one another, to listen, and to grow. I’m not here to outshine anyone. I’m here to be honest, to be real, and to stand as someone who values character over competition. Customer service, at its best, is about people trying to be the best version of themselves. It’s not about power or blame. It’s about learning through life’s experiences—lessons from God that shape us, humble us, and remind us that we’re all human. No one should be put on a high horse, and no one should be looked down on. We’re all part of the same company, the same community, and we all deserve respect. If there’s a problem, go to the source. Don’t complain behind closed doors. Whether it’s an ATM issue or a misunderstanding, let’s work together to fix it the right way. Complaining doesn’t build character—accountability does. We all have defaults, but we also have the power to rise above them. Our character is shaped not by who we are on paper, but by how we treat others and how we honor ourselves. I respect you. I respect my peers. I respect anyone who’s trying. And I ask that we all respect one another, flaws and all. Because that’s what it’s about—being proud of who we are, and letting others be proud of who they are too. I’m autistic, and I’m proud. I’m proud of my voice, my journey, and my truth. And I’m grateful to those who help me along the way. Akaila, thank you for your help. And to everyone reading this—thank you for listening, and may you have a blessed day. With respect, Tatianna

Allnatt Simms-Washington

Allnatt Simms-Washington

7 months ago

⭐☆☆☆☆ RBFCU Fraud Department — Completely Unhelpful I called about my refund, and the rep told me “Mastercard has the funds since we have a contract with them.” That makes no sense — I don’t have an account with Mastercard, I have one with RBFCU. The bank uses Mastercard, not the other way around. RBFCU should’ve tracked and verified my refund instead of pushing blame elsewhere. I had to chase down answers on my own — completely unacceptable for a fraud department.

Zurdo A

Zurdo A

5 months ago

This is my bank and I have been coming to it for about 5 years and have never had any issues with their services. Always friendly and fast so I am happy to bank with them at RBFCU.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).