NCUA Insured
Member-Owned
2 charter
Established in 1931
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Waco, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1931
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Waco and serves members in the TX area. Currently serving 1,902 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.87%Used Auto Loan
8.32%Personal Loan
11.48%Credit Card APR
9.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.8
39 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsVeronica Evans
8 months ago
I have been banking here for years, and it has truly been the best customer experience I’ve ever had with any bank. The staff are personable, always greet me by my first name, and are consistently polite, friendly, and eager to help with all my banking needs. Their level of service makes me feel valued as a customer. I highly recommend this bank to my friends and family. Thank you, Linkage Family!
David Bauer
8 months ago
Best bank ever! Been using Linkage for years. I joined when it was Waco Postal CU. The staff makes you feel like you mean something. Best feeling is to call and they know you and call you by name ! Thank you all so much for making it feel so welcoming.
Judith Sanchez
8 months ago
Love going to this credit union, everytime someone asks me for a recommendation I always say Linkage! Can never go wrong with going to this bank they treat everyone with kindness and like family! 10/10 would recommend!!!
Nicholas Martin
2 years ago
It is fabulous to know your banker by name. This is almost a lost touch of customer service. To be able to call and speak with a live person and be remembered by name is wonderful. Linkage Credit Union is an excellent choice for your banking needs. We have done business with them for over 15 years and they consistently treat us very well. The processes are easy to follow and the PERSONAL touch is great. Robyn is and has been wonderful to work with. Thank you so much and we look forward to many more years of continued business.
Patricia Nevarez
8 months ago
They have the best customer service! They make you feel comfortable from the moment you join, and always know my name as soon as i walk In! I love that!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(254) 754-1168Website
Visit WebsiteMembers
1,902
Total Assets
$17.9M
Year Opened
1931
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile