Back to Waxahachie credit unions

Ellis County Teachers and Employees

P O BOX 308, Waxahachie, TX 75168
NCUA Insured4.8 (5 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O BOX 308

Waxahachie, TX 75168

Service Area

This credit union is located in Waxahachie and serves members in the TX area. Currently serving 2,218 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.75%

Used Auto Loan

6.99%

Personal Loan

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.8

5 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Maria Morales

Maria Morales

2 years ago

My family and I have been customers for 15+ years and the ladies have always been a huge help when it comes to our financial needs or when it comes time to buy a new car! They have all been a huge part of our life's and I will forever be grateful for the help and guidance they provide.

Bernadine Mejia

Bernadine Mejia

5 years ago

Amazing customer service every time!!

April Garcia

April Garcia

a year ago

samuel morales

samuel morales

a year ago

Greg Almendariz

Greg Almendariz

6 years ago

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).