Texasgulf

2101 N Fulton st, Wharton, TX 77488

NCUA Insured3.0 (21 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Wharton, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1937

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

2101 N Fulton st

Wharton, TX 77488

Google Maps 🗺Waze

(979) 282-2300

Service Area

This credit union is located in Wharton and serves members in the TX area. Currently serving 14,893 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.60%

Used Auto Loan

9.50%

Personal Loan

12.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.0

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Timothy Pike

2 years ago

Tried opening a business account there, Manger required originally EIN(tax identification number)issued by IRS with the water mark on the issued letter. Manager also required my original government issued authority letter(DOT numbers) and State comptroller’s authorization letter. Why is so much info needed to open business account and who carries all that paperwork with them? Manager even told me she could get on computer and print a w-9 with my EIN Number on the form, implying I was lying about my business tax identification number. In closing, It seems like this CU has a selective membership process. It should not be that difficult to open a business account. Manger also told me they Do Not Do Any Wire transfers to include Zelle…

Ian Barbee

2 years ago

The app and website is just awful. Tried 6 times to do a transfer online never went through. Then I tried to sign in manually got locked out after 3 attempts

michael bajec

8 months ago

Absolutely terrible customer service and organization

Rosalinda Estrada

8 years ago

I was told that when Shazam goes down it places a 200.00 limit a day on all debit purchases. This makes zero sense to me. For two days in a row I've have had issues.