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Union Square

1401 Holliday, Wichita Falls, TX 76301
NCUA Insured4.2 (137 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1401 Holliday

Wichita Falls, TX 76301

Service Area

This credit union is located in Wichita Falls and serves members in the TX area. Currently serving 35,361 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.72%

Used Auto Loan

6.92%

Personal Loan

13.66%

Credit Card APR

15.98%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.2

137 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Annette Satre

Annette Satre

4 months ago

I have been with them since Nov. 1982. I would not go anywhere else. People can trust USCU to help them bank safely and in today's world that's critical. I've had car loans personal loans questionable charges on card and every need has been handled expeditiously. Staff mem bers treat you well are friendly yet professional.

Terry Duncan

Terry Duncan

8 months ago

I highly recommend Union Square Credit Union. I am relatively new, but from what I have seen so far I really like. They automatically keep me updated whenever my card is used or accounts are accessed. The people working there are polite, friendly and professional. It's a good financial institution.

Bob Stuyck

Bob Stuyck

7 months ago

Their Mastercards are a joke. In order to get a cash advance at an ATM you need to call the bank first for pre-approval. And then it's only for a two hour window. We do get fraud alert texts when card is used. So don't see the need for pre-approval nonsense. We usually keep a zero balance and have good credit.

Justin Hughes

Justin Hughes

4 months ago

I recently had an excellent experience refinancing my auto loan with Union Square. The process was smooth, efficient, and professionally handled from start to finish.

Beth K

Beth K

9 months ago

The worst customer service. No one offers to help and almost everyone I've talked to does not hide the fact that they don't want to be bothered. I ordered checks at the teller line and never received them to find out they were never ordered. Also, I recently paid off my car and the CU has not tried to reach out to facilitate the title transfer process. Least friendly and helpful and plan to bank elsewhere.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).