Horizon Utah

P.O. Box 687, Farmington, UT 84025

NCUA Insured4.5 (143 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Farmington, UT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 687

Farmington, UT 84025

Google Maps 🗺Waze

(801) 451-5064

Service Area

This credit union is located in Farmington and serves members in the UT area. Currently serving 12,362 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.84%

Used Auto Loan

4.84%

Personal Loan

12.24%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in UT

Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).

New Heights— New Auto Loan

Logan, UT

2.50%

Horizon Utah— Used Auto LoanThis CU

Farmington, UT

4.84%

Hi-Land— Personal Loan

Salt Lake City, UT

7.73%

Kings Peak— Credit Card APR

Roosevelt, UT

8.24%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.5

143 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Alyssa karen Page

8 months ago

I have used Horizon credit union since 2016, I have loved them. However me and my husband were trying for a home loan of 275,000 and they denied us because we didn't have the 5% down. We tried Cyprus credit union and they approved us for 309,000 plus $0 down payment. I'm not saying Horizon is terrible, but they have no programs to help home buyers so talk to other lenders first!

Glen Biddulph

a month ago

Horizon Credit Union is a great friendly place to bank! The staff there were very helpful and professional. We highly reccommend!

Stacy Harker

a year ago

Horizon CU has always been good to me and my family. When all others have failed to get me a loan of any sorts, Horizon has given me one and with the Best rates! They might be a smaller Credit Union, but they are Bigger to me. Good company, Thank you Horizons

Diesel M

a year ago

This is the absolute worst institution ever. Bank anywhere else. You’ll probably get better customer service asking a homeless person to hang on to your cash than from Horizon. Going to a branch is a joke. Pick up the phone and talk to a screen. They’re poorly trained, rude, and basically useless. Even the coin counters they have in some of the branches don’t count accurately. Off by about 10% in the credit union’s favor. The sad thing is that they used to be much better. But that was a long time ago. I can’t think of an experience in the last 5 years that’s been positive. I can give you 10+ examples of negative experiences in the last 5 weeks. Bank anywhere but here!

J S

2 years ago

Horizon has been great to work with. We love our new car and the we really like the rates we have been approved for at Horizon. Simple, friendly and fast service every time we stop by a branch. The website is easy to use as well.