Millard County

45 S Main St, PO BOX 230, Fillmore, UT 84631

NCUA Insured4.1 (13 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Fillmore, UT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

45 S Main St, PO BOX 230

Fillmore, UT 84631

Google Maps 🗺Waze

(435) 743-6545

Service Area

This credit union is located in Fillmore and serves members in the UT area. Currently serving 4,590 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

12.99%

Credit Card APR

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in UT

Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).

New Heights— New Auto Loan

Logan, UT

2.50%

Horizon Utah— Used Auto Loan

Farmington, UT

4.84%

Hi-Land— Personal Loan

Salt Lake City, UT

7.73%

Kings Peak— Credit Card APR

Roosevelt, UT

8.24%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Monique Roper

a year ago

On a Friday night the night before our big anniversary trip my husband and I accidentally locked ourselves out of our account and also forgot to put travel notices on our cards. I got in contact with Scott. He and his team went above and beyond to help us on their personal time. I am so extremely grateful to be banking with such caring people. They truly saved the day!

Nathan Roper

a year ago

After numerous mistakes on my part, Scott, Nicole and Macy swooped in to save the day, sacrificing their personal time on a Friday night to help rescue an anniversary trip that my wife had planned for months. I cannot thank the team at Millard County Credit Union enough. They demonstrated perfectly how much they do care about their members. Thank you all again, I didn’t want to have to take out another loan to pay for a doghouse.

Dallas Griffith

5 years ago

I have been dealing with mccu for almost 2 decades now and appreciate everything they do. The service they provide. And the outstanding customer service. Very good down to earth people.

Maggie Davies

3 years ago

Always a friendly face and hometown feeling. I have taken credit unions over banks for some 50 years now. There is just no comparison.

Kade Bartholomew

3 years ago

Told me I couldn’t get an auto loan at 3:30 because they close at 5. They need to hire more employees or put on their doors that they do not except services after 3:30 PM.