Desert Rivers
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1957
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Moab, UT may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1957
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Moab and serves members in the UT area. Currently serving 8,389 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
8.00%Used Auto Loan
9.00%Personal Loan
15.00%Credit Card APR
9.49%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in UT
Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).
Logan, UT
Farmington, UT
Salt Lake City, UT
Roosevelt, UT
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(4 total)
Member Reviews
3.9
25 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Bart Smith
5 months ago
Kraig has been very helpful and informative throughout the loan process. I highly recommend DRCU for anyone needing a commercial loan in the Moab area.
Dick and Mary Jane Cozzens
5 months ago
I love dealing with people from my home town. They are always ready to help in any circumstance.
Katie McKay
a year ago
Returning customer, Jocelyn made it extremely easy to open a new account and helped expand on the different options I have. Their new mobile app makes it easier for me to manage my money!
Joe Auer
a year ago
Great branch! Been a member for almost twenty years back when they were Grand County Credit Union. Everyone is so helpful here and my dog loved getting treats at the drive thru.
Timmy
4 years ago
Today I Opened A New Account At This Wonderful Credit Union. I Felt At Peace Where My Money Was Going To Be At. The Customer Service Was Marvelous From All The Ladies. Tammy Assisted Me And She Did A Perfect Job. Glad To Work With You Guys … Thanks Again
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(435) 259-6124Website
Visit WebsiteMembers
8,389
Total Assets
$116.6M
Year Opened
1957
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile