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Goldenwest

P O Box 1111, Ogden, UT 84402
NCUA Insured4.6 (321 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 1111

Ogden, UT 84402

Service Area

This credit union is located in Ogden and serves members in the UT area. Currently serving 208,088 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.49%

Personal Loan

15.90%

Credit Card APR

11.74%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in UT

Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(57 total)

Member Reviews

4.6

321 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Delores Martinez

Delores Martinez

3 months ago

I always have a good experience at the bank and the gentleman that helped me today was way beyond my expectations. Thank you so much for hiring good workers that can answer questions with not making me feel dumb. My experience today was excellent. He went way above and beyond on all my questions and I was asking him about Wales and trash, and he went further and beyond and got me the information I needed. I cannot remember his name, but you could look on my account and you can get

Debbie Hudman

Debbie Hudman

4 months ago

I wanted to open 4 different CDs and give them identifying names, each with different terms. Also had a complicated question on an interest charge. Teller was quick, careful, helpful and thorough. I love this credit union!

Z

Z

6 months ago

Goldenwest used to have great customer service maybe 8-10 years ago. However, with every interaction I’ve had with them in recent years it seems like I’m asking THEM for money. Whether it be a withdrawal or deposit or a call to the customer service line, every associate acts like I spit on them and insulted their grandmother. Their employees are short, roll their eyes, and down right irritated at every opportunity. I would rather deal with an automated system at this point. Don’t know what’s happening within Goldenwest but I would advise everyone to take your business and money to any other Credit Union.

Angélica Castro

Angélica Castro

a month ago

While attempting to open a SECURED credit card at this branch, full transparency was offered to the representative, Kimberly Rodriguez, before any process began. The conversation went as follows: "I want to save you time — I'm in ChexSystems and have bad credit. Can I open a secured card?" She confirmed it was possible, and we proceeded. Midway through, the ChexSystems flag appeared and she informed me the account could not be opened for that reason — the exact issue It was disclosed upfront. When It was pointed out, she promised a follow-up call that never came. Upon returning to the branch, she reversed course entirely, saying ChexSystems was no longer the issue — that it was my credit that mattered. The lack of product knowledge, failure to follow up, and contradictory explanations not only wasted time but resulted in unnecessary credit bureau inquiries. Kimberly, if ChexSystems is an automatic disqualifier, that should be communicated immediately

Barbara West

Barbara West

5 months ago

Victoria, at the Goldenwest main office was very knowledgeable and patient and helpful when I had some fraudulent charges. She also helped me get a new credit card. This office is close to my home, and very convenient. All the employees there are very kind. Thank you

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).