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PO BOX 355, Richfield, UT 84701

NCUA Insured4.6 (122 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Richfield, UT may be eligible to join. Community credit unions are open to the general public within their service area.

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsBusiness Loans

Location & Directions

Address

PO BOX 355

Richfield, UT 84701

Google Maps 🗺Waze

(435) 201-2085

Service Area

This credit union is located in Richfield and serves members in the UT area. Currently serving 681 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

6.75%

Personal Loan

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in UT

Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).

New Heights— New Auto Loan

Logan, UT

2.50%

Horizon Utah— Used Auto Loan

Farmington, UT

4.84%

Hi-Land— Personal Loan

Salt Lake City, UT

7.73%

Kings Peak— Credit Card APR

Roosevelt, UT

8.24%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.6

122 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Will Davis

5 months ago

Over the years I have dealt with many financial institutions for business and personal needs. This experience was made outstanding because of Brinnley. She was patient with our delays, stayed in touch throughout the entire process, and closed our deal with expertise and thoroughness. I will definitely be contacting her with any future questions or needs.

Reeda DeLange

4 months ago

Everyone that I have had any contact with at MACU have all been really nice and, very friendly. They are great. I highly recommend doing business with this facility. They are very knowledgeable, and helpful with me and my family, we all bank here.

Tapia

5 years ago

Went in today and was helped out by a very caring and understanding service representative by the name of Jessica. She was very knowledgeable and was able to give me some great advise and resources to assist with my needs. The atmosphere was very inviting and cheerfully decorated. Very much so recommend Mountain America Credit Union for your Richfield needs.