Back to Riverdale credit unions

America First

4774 SOUTH 1300 WEST, BUILDING # 3, Riverdale, UT 84405
NCUA Insured4.7 (292 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4774 SOUTH 1300 WEST, BUILDING # 3

Riverdale, UT 84405

Service Area

This credit union is located in Riverdale and serves members in the UT area. Currently serving 1,554,689 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.49%

Personal Loan

16.49%

Credit Card APR

14.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in UT

Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(123 total)

Member Reviews

4.7

292 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Hi Ro

Hi Ro

3 months ago

I called AFCU's customer support with a time-sensitive issue on a product I needed as gift, so you can imagine how anxious I was when I was having trouble. After that call, I just kept thinking "THIS is why I have AFCU". My representative McKenna not only VERY quickly resolved my issue, but she went above and beyond to stay on the line with me as we went through the transaction to ensure everything went smoothly. I felt terrible to take her time, but she was so reassuring and kind! Whenever I apologized she would tell me "I'm here for our customers! I want to make sure you are able to make your transaction and feel good about this call." That is such a breath of fresh air!! I'm so used to being hurried, treated with annoyance, or even ignored as most places treat customer service like fast food than like actual human beings who need help. I almost forget that America First operates by and for it's customers but am always reminded any time I need to call in! My anxiety melted away while we were on the phone, and I felt confident with how my issue was resolved. Not only did she quickly and efficiently handle my issue, she made sure to do her due diligence with my information (which is so important these days) as well as showing me some awesome features I didn't know about! I'm so very happy to continue working with ACFU, and just want to recognize amazing people like McKenna and her sweet supervisor Natalie for all of their time and patience!! Thank you!!

Timothy Withers

Timothy Withers

3 months ago

I called into AFCU to go over an issue. I spoke with Kaylee. She did an outstanding job! She answered all of my questions and explained everything very thoroughly. I never felt like I was being rushed off the phone but instead she made me feel like I was a priority. Side note: I have called into AFCU in the past and the other reps gave me the same level of service. Always very polite, thorough, and knowledgeable. Kaylee and the other member of the call center team are top notch!! Thank you for your great service!!

Tyler Britt

Tyler Britt

3 months ago

Shaylee was awesome! She called and I was busy, she respected my time called me promptly an hour later as discussed. In a few short minutes, she was able to help me with my new account, set up auto pay. She was patient, answered all my questions and can’t thank her enough for the kindness.

jessiah yates

jessiah yates

6 months ago

I just bought my very first car, and I honestly couldn’t have asked for a better person to guide me through the process than Natalie. From the very first conversation, she made me feel supported and confident, even though I was stepping into something completely new. As a first-time buyer, there were a lot of things I didn’t understand, but Natalie took the time to walk me through every detail with patience and clarity. She never made me feel rushed or embarrassed for asking questions. Instead, she made sure I felt informed and comfortable. Throughout the entire process, Natalie stayed on top of everything. She kept me updated, explained the paperwork, double-checked things to make sure I got the best option, and went out of her way to make sure nothing slipped through the cracks. It was clear that she genuinely cared about helping me, not just completing a transaction. Her professionalism, kindness, and attention to detail made what could have been a stressful experience feel smooth and even exciting. I would recommend her to every person i know!! Thank you so much! i greatly appreciate everything!

Joe Higuera

Joe Higuera

3 months ago

I’ve worked with Francisco on multiple jumbo loans. Having worked with many people in the mortgage industry for 30 plus years, and owning properties in several states, I know the difference between a true professional and an amateur. Francisco is undoubtedly the absolute best of the best in the business. He makes things happen, even when you’re faced with significant challenges during the loan process. He is very creative, and is able to get things done when others could not. He’s also extremely personable, and builds a close personal relationship with his client. I cannot recommend him highly enough.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).