NCUA Insured
Member-Owned
2 charter
Established in 1987
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Salt Lake City, UT may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1987
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Salt Lake City and serves members in the UT area. Currently serving 3,087 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.71%Used Auto Loan
7.40%Personal Loan
10.46%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).
Logan, UT
Farmington, UT
Salt Lake City, UT
Roosevelt, UT
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
31 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsCarly Klingler
4 months ago
I worked with Celeste last year to get my first auto loan and she made the process go so smoothly! She was timely when responding to my emails, gave me plenty of options that fit my financing budget at the time, and did it all with amazing customer service and kindness. I will definitely be using the JACL CU for the rest of my financing needs!
Lance Hori
9 years ago
Terri helped me setup a home equity line of credit. The terms of the loan were far better than all other banks, they loaned 100% of the equity in the house and there was no requirement to occupy the house for at least a year. The location is excellent, and the staff is excellent. I will continue to bank here for the rest of my life
Ethan Hirabayashi
5 years ago
The JACL Credit Union offers some of the best customer service. The have reliable staff who are willing to help me out with my banking needs. I appreciate how understanding and friendly they are with me in the office and on the phone. I always recommend there services to my peers.
David Swenson
6 years ago
Teri and Celeste were a pleasure to work with on our mortgage loan. Very friendly and very professional. Information they provided was accurate and easy to understand. I recommend the JACL National Credit Union to anyone looking for a great financial institution.
Coyote8
5 years ago
Nothing but great customer service and products. I have 3 auto loans and a boat loan with NJACLCU and 1 Heloc. All 4 have closed easily without any issues. One car was a cross country purchase. The funds were wired and all I had to do was sign a few papers when I picked up the car. I have never had an issue working with them virtually or on the phone. I do not need to be in Utah to get the most out of the CU. NJACL CU is quickly becoming my main bank.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(801) 424-5225Website
Visit WebsiteMembers
3,087
Total Assets
$38.9M
Year Opened
1987
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile