P & S

2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119

NCUA Insured4.3 (29 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1980

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Salt Lake City, UT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1980

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2250 S Redwood Rd Ste 6

Salt Lake City, UT 84119

Google Maps 🗺Waze

(801) 973-0575

Service Area

This credit union is located in Salt Lake City and serves members in the UT area. Currently serving 2,173 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.29%

Used Auto Loan

6.55%

Personal Loan

14.23%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in UT

Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).

New Heights— New Auto Loan

Logan, UT

2.50%

Horizon Utah— Used Auto Loan

Farmington, UT

4.84%

Hi-Land— Personal Loan

Salt Lake City, UT

7.73%

Kings Peak— Credit Card APR

Roosevelt, UT

8.24%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.3

29 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Brandy Crane (UDC)

2 years ago

Donna Anderson with P&S credit union is so amazing. I called her about a loan and she had it done within a couple hours and made it so easy for me. She went above and beyond to help me not only today, but since I became a member! I recommend P&S credit union to everyone. Donna I want to personally thank you so much for everything you do! You are so amazing!!!!

Christian Northrup

a year ago

Everyone is the best at P and S. Especially Donna. I've had many, many loans and experiences there and have been a member for over 20yrs. No better place for customer service and my finances. Luv'm!!

M Bodell

2 years ago

I have been member of P&S Credit Union for about 16 years. I have always been treated like I'm their only customer while in there or on the phone. Donna, Sue and Danielle are the best people and so willing to help you out with whatever they can and they keep me up to date with new activities and and the newest information available for me as a member. Thank you so much for all your time and attention to details for me. Sincerely, Marilyn

Georgia Merino

3 years ago

P&S Credit Union is a dream to work with. We have been members for many years (10+). They treat you like family. We have had 2 loans through them with excellent interest rates. By far the best financial institution we have ever dealt with.

Savi Wayne

4 years ago

Their rates are amazing, all of the ladies are absolutely wonderful, especially Donna and Sue. They go above and beyond for you and always make you feel like family. It means so much when you call in or walk in and they know who you are, and treat you like a person not just another number. By far the best experience I’ve ever had with a financial firm.