NCUA Insured
Member-Owned
1 charter
Established in 1951
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Salt Lake City, UT may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1951
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Salt Lake City and serves members in the UT area. Currently serving 1,500 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.78%Used Auto Loan
6.66%Personal Loan
11.54%Credit Card APR
10.10%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).
Logan, UT
Farmington, UT
Salt Lake City, UT
Roosevelt, UT
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.4
31 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsLenni Stratton
a year ago
I honestly cannot say enough good things about this credit union. Five stars is not enough. I have been a member here for years (in fact, I wrote my first review of them 7 years ago!), and every time I speak with someone here, not only do they take care of me quickly and easily, they always leave me with a sense that they truly care about me and my needs. The staff is so helpful, friendly, and knowledgeable, and they KNOW me. They are truly wonderful, and have honestly made my life easier in so many ways. I love this credit union so much that even though we moved out of state last year, we continue to use them as our primary credit union, and have had ZERO issues with not being able to visit the branch, whether it's questions around our checking account, loan needs, or the time I had to call because someone tried to scam me! It was so reassuring to call, afraid I had been scammed, and be able to speak to an employee that I KNEW for a fact to be someone from RFCU (thanks, Steven!) and have him assure me my account was safe. Doug, Missy, and Steven have all personally helped me, and I simply cannot say enough wonderful things about them. I will be working with this credit union for many, many years to come! THANK YOU, RFCU!
Christina Fuller
a year ago
I have been with this credit union since 2008 when I was referred by a friend to establish an account and work on getting a car loan and I never left. They are a small but mighty credit union with the most friendly and helpful staff I have ever met. They are always so understanding and work to educate their members on what is best for them. For these reasons and many more, I highly recommend them and will forever be a member!
Jeremiah Johnson
a year ago
I have been with this credit union for 23 years. everybody there knows me by name and they treat me and my wife as if we are their largest customers. I have used Wells Fargo and UCCU in the past and they couldn't care less about my business. Ridgeline is small enough to be personal but yet I run my small business and car and signature loans there at extremely competitive rates. and since they are members of the credit union service centers I have the convenience of going to many locations throughout the state. I will always be a customer/member here.
C
3 years ago
Ridgeline Federal Credit Union is the most amazing Credit Union! Employees are so kind, make you feel welcome and very appreciated. Missy words can’t explain how amazing you are. Missy is so kind, sweet, caring, and helpful! Ridgeline took a chance on us over 20 years ago when we were trying to build our credit, we’ve never forgotten their help. Thank you Missy for everything you do for us and Thank you Ridgeline Federal Credit Union for being an amazing credit union that always makes us feel welcome and like a person not a number.
Scott Crowford
7 years ago
We have had such a positive experience here. Years ago, they had faith in us when others wouldn't by refinancing a high interest auto loan for a MUCH better rate. This enabled us to pay off the vehicle early and build good credit. We have continued to utilize the services: my daughter and son now have vehicle loans here. They treat you like they actually care about you as a person and a member. They show you that they value your business by treating you with respect and kindness. Very efficient, organized and fast. The only complaint I have is that I couldn't do more business there: I wasn't able to have a trust account here for my company. Thanks UFCU!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(801) 328-1521Website
Visit WebsiteMembers
1,500
Total Assets
$27.2M
Year Opened
1951
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile