NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Salt Lake City and serves members in the UT area. Currently serving 44,697 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
5.49%Personal Loan
13.75%Credit Card APR
11.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).
Logan, UT
Farmington, UT
Salt Lake City, UT
Roosevelt, UT
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.9
2,289 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsChristian Brown
4 months ago
I am very impressed with Utah First and Fin, super great team and incredible service.I cannot say enough great things about Sarah at Utah First Credit Union. She truly went to bat for me and secured an incredible loan that exceeded my expectations. From start to finish, the experience was seamless and impressive. Sarah was extremely responsive, knowledgeable, and efficient. She had my loan approved within one hour, which is almost unheard of. Her communication was clear, her follow-through was flawless, and it was obvious she genuinely cared about getting me the best possible outcome. Because of Sarah and this experience, I am completely sold on Utah First Credit Union and will absolutely continue doing business with them moving forward. If you’re looking for a banker who delivers results and advocates for you, Sarah is the one.
Nate Reid
3 months ago
Amy and Kyle made this an incredibly easy process. They were both very knowledgeable and quick to answer anything I had questions for. Amy took care of all the loan paperwork and processing. She was able to help me get both of our cars refinanced from a crazy rate to a much more reasonable one. They are saving us close to $500 a month. Kyle is in American Fork and I would recommend going to him for any questions. He was great to work with. Hats off to the team.
TOWgal
3 months ago
I love Utah First Credit Union because I always get the help I need. Whether it is online or inside the credit union there is always someone who can help me. The bankers are professional and extremely friendly. I’ve dealt with settling an estate and now probate so I’ve had banking questions more than most. Every employee has been superior to work with and focused on their work. I really appreciate the qualified staff they hire and the training they do to produce competent personnel. I highly recommend Utah First Credit Union and feel confident you will have a wonderful experience banking with them too.
Itula Elia Elliott Tupea
3 months ago
Hands down the best credit union in Utah! As a 19-year-old buying my first car, I was nervous about the process, but the team here made it seamless. The service is a 10/10 and the staff is incredibly genuine. A special thanks to Amy—she was amazing at explaining the application process and the loan terms so I felt completely confident. Highly recommend!
K. Siueli Tolutau
3 months ago
Sariah Scott who is the lead at the SL branch downtown was the absolute best! I called in and opened a bank account over the phone. She made the process easy! All I had to do was go in and grab my cards at the branch, so freaking cool! I get nervous talking about finances and she definitely made me feel comfortable. I want to build my credit so she also helped me qualify for a credit card. I’m excited to start my journey with Utah First! THANK YOU SARIAH!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(801) 320-2600Website
Visit WebsiteMembers
44,697
Total Assets
$1.1B
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile