Pacific Horizon

96 E Center St, Springville, UT 84663

NCUA Insured4.3 (51 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Springville, UT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

96 E Center St

Springville, UT 84663

Google Maps 🗺Waze

(801) 489-3605

Service Area

This credit union is located in Springville and serves members in the UT area. Currently serving 8,687 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.22%

Used Auto Loan

6.70%

Personal Loan

12.67%

Credit Card APR

13.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in UT

Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).

New Heights— New Auto Loan

Logan, UT

2.50%

Horizon Utah— Used Auto Loan

Farmington, UT

4.84%

Hi-Land— Personal Loan

Salt Lake City, UT

7.73%

Kings Peak— Credit Card APR

Roosevelt, UT

8.24%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.3

51 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Amanda Strong

4 months ago

They lose or incorrectly input our payments at least once a year and it's the most annoying thing ever. It's just this branch too! Because then we get calls that we are past due on a payment and are hostile on the phone when trying to figure out the issue. Even though I have all my information (call logs/transaction statements). Just frustrating and so glad our loan is almost paid off with them

Konnor Stringham

10 months ago

I love Pacific Horizon! They have been super helpful with both of my car loans. James has been exceptionally helpful and has made things super easy. Every time I call I am attended to quickly with great service!

Chuck Olsen

2 years ago

I just experienced the smoothest, fastest and most transparent car buying process of my entire life. I am 50 years old and have bought and sold many vehicles over my life span and Mike Clayson and his team at Pacific Horizon CU are the BEST in the BUSINESS. If you are a Utah County Native and are looking to purchase a car run it by Mike and his team, they will give you the lowest published rates and the fastest and highest quality of service throughout. I sent him the purchase contract in route to the branch in Spanish Fork and picked up the check when I got there, about a 30 minute turn around. Made the process and the experience so enjoyable I couldn't recommend them any stronger... Use These Guys, Chuck

ethan lines

6 years ago

I will never use the services of another credit union again following this one. My experience was a breeze. This place was amazing to be in and all the staff were not only very cooperative, but friendly and were genuinely interested in helping me attain what I needed/wanted. Two enthusiastic thumbs up, A+, gold star, and 10 out of 10.

Austin Cazier

3 years ago

Literally worse Credit Union I ever used in my life! I talked to everyone on the staff to fix my issue and the issue is fixed for like 5 mins and then the same problem comes right back up! So they don’t know how to find a long term solution so don’t waste your time or business with this credit union you will thank me later