Deseret First

3999 W Parkway Blvd, West Valley Cit, UT 84120

NCUA Insured4.9 (434 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1955

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3999 W Parkway Blvd

West Valley Cit, UT 84120

Google Maps 🗺Waze

(801) 456-7000

Service Area

This credit union is located in West Valley Cit and serves members in the UT area. Currently serving 86,458 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.37%

Used Auto Loan

7.81%

Personal Loan

13.16%

Credit Card APR

12.44%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in UT

Lowest rates currently reported by credit unions in UT (NCUA Q4 2025).

New Heights— New Auto Loan

Logan, UT

2.50%

Horizon Utah— Used Auto Loan

Farmington, UT

4.84%

Hi-Land— Personal Loan

Salt Lake City, UT

7.73%

Kings Peak— Credit Card APR

Roosevelt, UT

8.24%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

4.9

434 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Sammy S

a month ago

Have had very easy experience with DFCU for all the 9 years I've worked with them. Their support team cannot be beat! DFCU was also very understanding and helped me out with my old car loan back when I hit a rough patch in life. Very appreciated.

Vicki Bishop

a month ago

The best credit union i have used. Josh in the west point branch worked mant hours so VA was happy when I needed a home loan. Because of his work it was the fasted that VA ever approved a loan. They Mahan and Teina also provide fantastic customer service too

Nick Taylor

a month ago

Deseret First Credit Union provides amazing service, employs talented and knowledgeable individuals, and are always amazing to work with! They are quick to respond to questions and always provide the best care.

Lucinete Marques

8 months ago

Diana has solutions for every challenge, dream, and plan we bring to her. She is incredibly professional, patient, and friendly. My husband and I are so grateful to have met Diana at Deseret First. She has truly made our lives better. Thanks to her guidance, we were able to open accounts for our family, buy cars, and so much more. She’s absolutely fantastic!