Back to So Burlington credit unions

Vermont

PO Box 2147, So Burlington, VT 05407
NCUA Insured4.1 (51 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 2147

So Burlington, VT 05407

Service Area

This credit union is located in So Burlington and serves members in the VT area. Currently serving 58,974 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.76%

Used Auto Loan

6.76%

Personal Loan

10.65%

Credit Card APR

9.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VT

Lowest rates currently reported by credit unions in VT (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.1

51 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kayte Bush

Kayte Bush

5 months ago

I have to wait 10 business days to access MY MONEY after banking with you for 2 years? Not to mention, I have to call every time I have a large bill to pay because of your random limits on my account for NO REASON? I have never had a single problem with my accounts and now I've been on hold for 19+ minutes, just so I can access my own money- wasting my morning.....(Edited to add the rest of their ridiculousness) So I've spent almost an hour on the phone this morning only to find out that they DID process my request for an increase to my debit card use (A MONTH AGO) but failed to inform me in any way, shape or form,after they made me drive all the way into town and fill out a paper to request access to my own money. Weird. Like isn't that the whole reason ya'll exist? To hang on to my money until I need it? Maybe I failed banking 101, but I thought you were there to HELP ME with my finances. I'd say VFCU gets an "F" on all accounts. Lol.... see what I did there?

Kathy Dudley

Kathy Dudley

10 months ago

Casey was terrific. She helped me with my concerns with the website and took the time to make certain the issues were resolved. She was patient and thorough. Another reason why Vermont Federal Credit Union is the best banking option in Vermont.

Mary Clark

Mary Clark

11 months ago

VTFCU representative, Lindsey was courteous, patient and helpful to me as I was unfamiliar with products that the bank offered. She guided me through what the best available options were for me and then gave me directions for signing up online. I very much appreciated her assistance.

Denise Gonyea

Denise Gonyea

11 months ago

Jess was wonderful. I'm on vacation and I received a phone call that my account was compromised. I didn't feel comfortable giving information since I couldn't be sure it was a scam or not. I called VFCU and Jess assured me it was not them. She gave me some tips to look out for and the protocol they follow. Very friendly, helpful, and sincere.

Artimis Light

Artimis Light

a year ago

I have moved across the US into many different states throughout my life. I have changed careers, bought many different vehicles, and yet, the one thing that has been consistent has been this bank account. And because of this credit union my credit score has gone from No credit to the upper 700s. If I ever make a silly mistake with my money, it has always been a simple phone call to get it fixed. And I get an actual human that understands my situation and has been able to empathize with me. I plan on many more changes in my future, but I will die with this bank account because of the people that work there and their mentality to put people over profit!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).