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Commonwealth One

PO BOX 9997, Alexandria, VA 22304
NCUA Insured3.5 (70 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1944

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 9997

Alexandria, VA 22304

Service Area

This credit union is located in Alexandria and serves members in the VA area. Currently serving 38,918 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.38%

Used Auto Loan

6.78%

Personal Loan

12.25%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

3.5

70 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Rachel Brown

Rachel Brown

4 months ago

I’ve been a member of Commonwealth One for 25 years, and I just had one of the best customer service experiences I’ve ever had. Penni Wolfe went truly above and beyond to get me the documents I needed, and she did it quickly and efficiently. After speaking with several other representatives who weren’t able to help, Penni stepped in and made it happen. Exceptional service, professionalism, and follow-through. Thank you, Penni!

Jessica Fiedor

Jessica Fiedor

3 months ago

Penni was absolutely amazing! She was patient and kind in helping me resolve some complicated issues and followed up with resources and best next steps where she couldn’t help. I’ve been with this bank for over 20 years and they always make sure I’m well supported along my financial journey.

earl dandridge

earl dandridge

4 months ago

For the first time in as long as I can remember, a survey actually worked. A Commonwealth representative named Katie personally called me, took the time to address all of my concerns, made helpful adjustments to my account, and clearly explained why those changes were made. It was a truly positive and reassuring experience.

L

L

3 months ago

I called Commonwealth One FCU yesterday about an incorrect online payment. Penni was exceptional with assisting with figuring out if I was at fault or the Payee was. Penni researched and found out the Payee keyed in a wrong account number. Thanks for correcting payment problem. Keep up the excellent work. Love COFCU.

Ebony D

Ebony D

8 months ago

I never post reviews — like, ever — but after being a loyal member since 2010, this experience deserves one. I actually drove quite a distance just to deposit cash, called ahead to confirm everything, and still ended up having the door literally shut in my face at 4:59 p.m. Not exactly the “member-first” service they used to be known for. They used to be top-tier: friendly, helpful, community-focused. Now it’s giving “we close at 5:00, not 4:59 and 59 seconds — tough luck” energy. The customer service has really gone downhill — rude attitudes, zero empathy, and a complete lack of awareness that people’s time matters. It’s frustrating and honestly disappointing to watch a credit union I once trusted completely lose touch. Please, fix this. Retrain your staff, revisit your values, and remember that long-time members who go out of their way to bank with you deserve better. Until then, I’ll be taking my business — and my recommendation — elsewhere.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).