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Paho/Who

P.O. Box 17460, Arlington, VA 22216
NCUA Insured3.0 (21 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 17460

Arlington, VA 22216

Service Area

This credit union is located in Arlington and serves members in the VA area. Currently serving 7,051 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

5.75%

Personal Loan

8.75%

Credit Card APR

13.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.0

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Teresa Boyd

Teresa Boyd

3 years ago

Worst Banking experience everrrrrrrr. Took almost an entire Year to get a message reply. Yes, almost one year after multiple messages for a reply. Then advised that in order to obtain old bank statements from previous years 2015-2017 of a merging Credit Union it would cost me $25 an hour. I called to make request in Dec 2021 and was advised to send via online message. The request was made the same day, and no response for months. A second request was made and I finally got a reply in September 2022. Still not certain how much it will cost as $25 a hour could mean several hours for a bank statement. I need this information for tax purposes. I am totally blown away by this experience.

Victor Jimenez

Victor Jimenez

a year ago

I would give it ZERO stars if I could. I called to request a debit card replacement and spoke with Lucas. He informed me that all I needed to do was send an email with my address, which I did. Five days later, I wonder what the status of my card is, I call again, and the person I spoke with says that he has no idea where my application for a card replacement was but that he would send me a new card. I call again and speak with Oscar - he says that he has no history of me ever requesting a debit card and that for me to do it, I need to WRITE A LETTER, SIGN IT, SCAN IT, and EMAIL THAT LETTER to them. What financial institution does that in 2021? It's very inconvenient for a person who is busy. I am very disappointed in their services, and I would give them a zero if I could. They could have told me what I needed to do along the way but didn't. Now I have to do all of that when I could have just done it in my first call with Lucas, had he told me the information the way it's supposed to be. Message to management: Train your employees to have a cohesive message and please modernize, it's 2021, no one should be writing letters, signing them, scanning them and emailing documents to simply request a debit card replacement.

Grethel Neumann

Grethel Neumann

7 months ago

They are like a family to me. Good personal service. If you want a fast paced bank and talk with machines then go to another bank.

Marcia

Marcia

4 years ago

My account was transferred from from another credit union upon short notice. The whole process has been a nightmare. I never received a notification on how to setup my new account under your system. I was told I needed a letter from my old credit union. Well, the transition is completed, how will I get a letter from the old financial institution? I called several times, always on hold, left messages, no one has called back or emailed me. The one time I did get an agent, he was rather short. In the meantime, the only way I can check my balance is to go to the ATM? Or call, which no one barely answers. Update as of 7/15/2021 The branch manager called me personally and walked me through the process, apologizingfor the merger mistakes. I'am updating this rating to 3 stars insread of 2 stars because of his professionalism. Thank you!

Shanekka jackson

Shanekka jackson

2 years ago

Bank has poor quality. Offers there customers NO overdraft protection, account doesn’t seem secure, I’ve been hacked TWICE in less than 4 months. Bank hours are horrible. They have locked my account while I travelled without my consent. I’m actually closing my account!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).