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University of Va Community Cu

3300 Berkmar Dr, Charlottesville, VA 22901
NCUA Insured3.9 (24 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3300 Berkmar Dr

Charlottesville, VA 22901

Service Area

This credit union is located in Charlottesville and serves members in the VA area. Currently serving 84,827 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.81%

Used Auto Loan

6.73%

Personal Loan

10.04%

Credit Card APR

10.53%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(15 total)

Member Reviews

3.9

24 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Shaila Samadi

Shaila Samadi

a month ago

This bank does not solve customers’ problems at all. I don’t understand why every single time I have an issue, I have to physically go there before anything gets resolved. No one seems to help otherwise. I’ve gone there multiple times with my father, wasting our time. For example, my check deposit didn’t go through and it took almost five days to finally appear in my account. Now I’m facing another issue — I cannot transfer my money, and the system simply won’t allow it. I’ve been calling since last night regarding this transfer problem, but no one answers. It just says the line is busy. A bank that doesn’t respond or solve problems like this is not good at all. This bank is not good at all and is not reliable. I strongly recommend Chase Bank instead. They do not solve customers’ problems, and unless you go there in person, they won’t help you. They don’t even answer phone calls, which is very frustrating and unprofessional.

Chevy harvey

Chevy harvey

9 months ago

I recently had an issue with my account at this specific location that led me to leave a negative review. Soon after, the branch manager and a higher-level representative reached out to me personally. They listened to my concerns, worked quickly to understand the situation, and went above and beyond to resolve the problem. I truly appreciate the time and effort they took to make things right. Their professionalism and dedication to customer service completely turned my experience around, and I’m happy to say I now feel confident continuing my banking here.

suzanne durland

suzanne durland

6 months ago

My local credit union branch has been truly wonderful in helping me with all the details that come to be when purchasing a home. I wouldn't have gone ahead and purchased a home without their constant support.

Kaylie Powell

Kaylie Powell

9 months ago

I absolutely love this location! It’s close and convenient to work and staff there have always been friendly towards me. I never understood someone having a banker they consistently deal with until I met Heather. She has been amazing, very knowledgeable, and comes up with the best solution for the situation. Thank you Heather for being exactly who I needed!

Daniel Crosby

Daniel Crosby

10 months ago

Heather and team have superior customer service skills. They helped set up two loans with minimal effort and ease. It has been a pleasure working with UVA Community Credit Union, thanks!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).