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Urw Community

314 LOWES DR, Danville, VA 24540
NCUA Insured3.9 (105 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1970

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

314 LOWES DR

Danville, VA 24540

Google Maps🗺Waze
(434) 793-1278

Service Area

This credit union is located in Danville and serves members in the VA area. Currently serving 35,428 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

6.50%

Personal Loan

14.50%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Pentagon— New Auto Loan

Mclean, VA

1.99%
Pentagon— Used Auto Loan

Mclean, VA

2.59%
Suncomp Employees— Personal Loan

Bristol, VA

4.92%
Newport News Mun. Emp Credit Union— Credit Card APR

Newport News, VA

7.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(10 total)

Member Reviews

3.9

105 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dameron Plumbing Inc.

Dameron Plumbing Inc.

3 months ago

We’ve truly enjoyed working with this company. Their team is consistently professional, responsive, and always easy to collaborate with. They make every interaction seamless and straightforward, which makes doing business with them a great experience.

Kathy Bottoms

Kathy Bottoms

3 months ago

URW has been my financial institution for 25+ years and I love the personal and professional service thru the years.

Heather Davis

Heather Davis

a year ago

Today was the best experience I have ever had with URW. I had did a loan application online today around 10:30 and within 30-45 minutes Daniel Epps was calling me to get everything set up and by the end of the day the loan was squared away. By far the easiest process I have ever dealt with a loan. Thank you, Daniel, for making it so easy!

Jasmine Mebane

Jasmine Mebane

a year ago

I had a great experience with John getting me through my situation. I can’t recommend him enough! Very respectful and straight forward and honest! That is hard to come by these days. Thanks again the URW.

alice rose

alice rose

a year ago

Ive always experienced great customer service at this branch. Today I worked with Daniel Epps, he was knowledgeable, fast and friendly! Great customer service will keep me coming back!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).