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Apple

PO Box 1200, Fairfax, VA 22038
NCUA Insured3.7 (34 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1200

Fairfax, VA 22038

Service Area

This credit union is located in Fairfax and serves members in the VA area. Currently serving 266,924 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.49%

Used Auto Loan

6.99%

Personal Loan

12.24%

Credit Card APR

13.77%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(24 total)

Member Reviews

3.7

34 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Linda Arnold

Linda Arnold

4 months ago

I’ve got a new car 1/30/23 from Koons Volvo He put my financing with Apple. The Interest Rate was very high but he said that I can refinance anytime the rate comes down.! I had to request this from Apple and received a Letter saying I’m not eligible?!?! Think they’re a part of a scam of overpriced Volvo’s and keeping you in their shoes?! My car value is 29,000 but still owe Apple 44,000??? I think it’s a scam? I’m working with Volvo Corporate

Eman Hanna

Eman Hanna

11 months ago

Excellent Service from Bruno D. Valencia and Dayvon Butts I want to share my deep appreciation for two outstanding employees at Apple Federal Credit Union: Dayvon Butts and Bruno D. Valencia. I recently went through a very difficult time after losing my father. I was overwhelmed emotionally and extremely stressed about managing my finances, dealing with loans, insurance, and overseas transactions. My account was locked due to some extra payments I made, and I couldn’t access my money either here or abroad. Before speaking with Dayvon and Bruno, I had talked to many other people who didn’t seem to care about my situation or listen to me. But Dayvon and Bruno were different. They were respectful, patient, and genuinely caring. Even though they had to follow the bank’s rules and couldn’t change certain policies, they never made me feel dismissed or unimportant. They spent almost two hours with me, talking through every detail, going back and forth with the manager, and trying everything possible to help resolve my situation. When they couldn’t solve it entirely, they made sure to transfer me to the right person instead of just ending the call or leaving me frustrated. They showed true professionalism and empathy, even when dealing with a customer who was emotional and upset like I was. I want their managers and the bank leadership to know how valuable Dayvon and Bruno are. They represent the best of Apple FCU’s commitment to serving customers with respect, knowledge, and kindness—even during very stressful situations. Please recognize them for their excellent work. Thank you, Amy

Matt Tate

Matt Tate

5 months ago

Do not go to this bank. I just tried to use the ATM and it stole my card and customer service hung up on me when I asked about how they were gonna fix it.

Jihan

Jihan

a year ago

I’m relieved to no longer be a customer of this bank. While I won’t go into specifics, my experience was less than satisfactory. There are certainly better banking options available that offer superior service and customer support.

Steve D

Steve D

2 years ago

Had a terrible experience today. I simply went in to deposit a check quickly, and I was met with a dismissive teller who asked me so many questions about my deposit, depositing a check is such a simple thing, and it’s such a simple task. All I needed to do was deposit a check and it felt like the most complicated thing in the world. When I ask for the reasoning to why he could not accept my check he said I can sign you in to speak to my manager, even though he just went to go speak to him for five minutes, I never get treated this way when I come in in my full business attire but I guess maybe today since I had all of my work clothes on that were stained and oily I must’ve not been able to deposit deposit such a large check… i’m going to be banking with someone else from now on.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).