Hampton Roads Educ Credit Union Inc
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Hampton, VA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1954
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Hampton and serves members in the VA area. Currently serving 4,536 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.60%Used Auto Loan
6.21%Personal Loan
13.25%Credit Card APR
8.20%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in VA
Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).
Mclean, VA
Mclean, VA
Bristol, VA
Newport News, VA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(3 total)
Member Reviews
4.7
43 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Jae Frm
4 months ago
Customer Service was greatly appreciated friendly, patience, attentive service answering my questions and assistance in clarity A1 service with respect. 😊
CrsntMn8
8 months ago
These people have provided the best service I have ever had from any banking/ financial institution I have worked with.
Julia Smith
a year ago
HRECU is one of the most empathetic and knowledgeable banks around Hampton Roads. I would recommend them over any of the credit unions in VA. The professionalism and concern for the people is very authentic. Come join you won’t regret the move.
Joahn Brown
a year ago
I have been a member over 35 years and I have seen people come and go and they were all wonderful people and very kind to their members.
Erin Isom Wills
10 months ago
excellent service! great options and features. very friendly staff
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(757) 838-0707Website
Visit WebsiteMembers
4,536
Total Assets
$45.8M
Year Opened
1954
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile