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Vantage Point

P.O. BOX 727, Hopewell, VA 23860
NCUA Insured3.0 (32 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 727

Hopewell, VA 23860

Service Area

This credit union is located in Hopewell and serves members in the VA area. Currently serving 2,986 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.24%

Used Auto Loan

4.24%

Personal Loan

12.90%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.0

32 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Brandi Moore

Brandi Moore

9 months ago

I've been a member since 2021 and so far so good. Haven't had any issues and the customer service is pretty normal in my experience. And I'm about to get my son set up with an account in the next couple of months because he just started his first job.

Roger Nester

Roger Nester

4 months ago

Very nice place for doing financial business. People are very friendly and respectful and helpful

DLEQUINT PODCAST

DLEQUINT PODCAST

10 months ago

Worst bank I’ve been apart of. Their customer service centers are useless and not helpful at all, cards are constantly being locked for no reason by the bank I absolutely hate it as well as outdated apps and cards that don’t have tap to pay features, I will be switching banks asap.

Melissa Brantley

Melissa Brantley

11 months ago

I have been banking with vantage point for over 10 years and I see how employees don’t stay I went to the bank to deposit my check the day before the Fourth of July it was dated for the 4th and I was told I couldn’t deposit it even though I know that was a lie because it has been done before then I went back on Monday to deposit my check and the employee asked me for my ID I couldn’t believe it saying she had to prove it was me because my ID had expired then another employee come to the window talking about it’s a new guideline which is crazy to me I had my account number on my check and everything so why did she need my Id they didn’t ask for it on Friday she said she had to prove it was me seriously I am not liking this place at all seriously thinking about going somewhere else they don’t treat every customer the same

Paddy P

Paddy P

2 years ago

Online and debit transactions have been down for going on 10 days today! Every time I call they say they don't know when it will be restored. People have bills to pay! This is unacceptable. Changing banks the second I can get my money from those that have held it hostage for days now. We are being lied to! I'm a software professional and this is no "connectivity issue". Update: It was finally revealed that there had been a data breach and only lived on their official site for a few days to be quickly removed. I went in to close my account and wrote "trust" as the reason for closing it. Nuff said, if I cannot trust you, you're not holding my money.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).